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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - 7 Point Drop from Hard Pull
Latest Post - Re: FICO 9 ignoring revolving lines above $30k lim...
| 193486 Posts | 06-09-2026 09:07 PM | |
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306576
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Confused about balance being reported.
Latest Post - Re: Justice FCU Summer 6.5% Loan
| 306576 Posts | 06-07-2026 07:04 PM | |
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Credit card debt projected to decrease $61B
Latest Post - Re: Fannie Mae Freddie Mac Predictive Scores
| 28661 Posts | 06-09-2026 05:26 PM | |
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8284
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Divorce and splitting finances.
Latest Post - Re: Should I withdraw some of my 401k
| 8284 Posts | 06-07-2026 10:54 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Watch your receipts at Sam's Club.
Latest Post - Re: Experience w Citi Brokerage?
| 259577 Posts | 06-10-2026 09:27 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - PayPal Cashback Mastercard
Latest Post - Re: US Bank screwing over RTR customers
| 1730597 Posts | 06-10-2026 11:19 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Different income related denial reasons
Latest Post - Different income related denial reasons
| 303202 Posts | 06-10-2026 10:33 AM | |
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Barclays Jet Blue Premier Elite approval (nightmar...
Latest Post - Re: Rakuten Amex Approval!
| 865763 Posts | 06-10-2026 04:47 AM | |
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258448
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Hi! I recently applied for HELOC and was denied fo...
Latest Post - Hi! I recently applied for HELOC and was denied fo...
| 258448 Posts | 06-10-2026 09:54 AM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - USAA computer screw up
Latest Post - Re: Co-sign for auto loan - what score is used if ...
| 97571 Posts | 06-04-2026 07:22 PM | |
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - RAP vs IBR July 2026: which one actually costs les...
Latest Post - Re: RAP vs IBR July 2026: which one actually costs...
| 28053 Posts | 06-06-2026 07:00 PM | |
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Business banking and relations - Need advice
Latest Post - Re: Business Credit Card Strategy Advice
| 50951 Posts | 06-10-2026 12:49 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Unsecured Credit Cards for FICOs in the 600s Data ...
Latest Post - Re: Best strategy to pay off 35k debt/rebuild
| 660318 Posts | 06-04-2026 07:46 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - BK FRIENDLY CREDIT UNIONS AUTO LOANS
Latest Post - Re: Chicago landlords not allowing bk within 7 yea...
| 86150 Posts | 06-09-2026 07:30 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - PayPal Cashback Mastercard
Latest Post - Re: US Bank screwing over RTR customers
| 1730597 Posts | 76 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Barclays Jet Blue Premier Elite approval (nightmar...
Latest Post - Re: Rakuten Amex Approval!
| 865763 Posts | 37 Posts |