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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - HP W/no Point Loss
Latest Post - Re: HP W/no Point Loss
| 193401 Posts | 05-20-2026 09:17 PM | |
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306509
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Derogatory Mark removed from Equifax and Experian ...
Latest Post - Derogatory Mark removed from Equifax and Experian ...
| 306509 Posts | 05-17-2026 11:23 AM | |
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28637
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Class Action vs Cap One for Forfeited Rewards and ...
Latest Post - Re: Class Action vs Cap One for Forfeited Rewards ...
| 28637 Posts | 05-15-2026 03:37 PM | |
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Desperate and don't know what to do
Latest Post - Re: Desperate and don't know what to do
| 8257 Posts | 05-20-2026 08:02 PM | |
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259498
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Help, consolidation loan, co sign
Latest Post - Help, consolidation loan, co sign
| 259498 Posts | 05-21-2026 05:33 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - What’s real vs rumor about the Flagship refresh
Latest Post - Re: What’s real vs rumor about the Flagship refres...
| 1730106 Posts | 05-21-2026 05:05 AM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - US Bank CLI-DECLINED!! ***SOFT PULL***
Latest Post - Re: Received a BMO MC offer in the mail, have ques...
| 303091 Posts | 05-20-2026 02:48 PM | |
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865464
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Hilton Surpass AF free year one
Latest Post - Re: Made it to the 2 Million club
| 865464 Posts | 05-20-2026 08:46 PM | |
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Trying to Understand My Mother’s Reverse Mortgage ...
Latest Post - Re: Trying to Understand My Mother’s Reverse Mortg...
| 258420 Posts | 05-17-2026 12:00 PM | |
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97565
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - USAA computer screw up
Latest Post - USAA computer screw up
| 97565 Posts | 05-21-2026 04:55 AM | |
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28043
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Refi'd with SoFi
Latest Post - Re: Refi'd with SoFi
| 28043 Posts | 05-02-2026 03:34 PM | |
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50927
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Amex Blue Business Cash Approval!
Latest Post - Re: Chase Business IHG Premier Instant Approval.
| 50927 Posts | 05-21-2026 04:19 AM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Collection dropped off early...gone for good?
Latest Post - Re: Collection dropped off early...gone for good?
| 660256 Posts | 05-20-2026 09:55 PM | |
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86108
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - New BK13 petition just filed, still not sure
Latest Post - Re: Chicago landlords not allowing bk within 7 yea...
| 86108 Posts | 05-20-2026 08:59 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - What’s real vs rumor about the Flagship refresh
Latest Post - Re: What’s real vs rumor about the Flagship refres...
| 1730106 Posts | 81 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - Hilton Surpass AF free year one
Latest Post - Re: Made it to the 2 Million club
| 865464 Posts | 43 Posts |