RBS Bank Kroger Mastercard Approved for 6K ! Pulls EFX only 682

[Creditaddict]

PS. They are not BK friendly

[Anonymous]

How many pulls had you had on your credit report in the last year? I over app'd when I was trying to get the first cards about 6-9 months ago and so have 5 inquiries on my reports showing and wondered if that would be an issue for them. My scores are below (I shop at Kroeger and although we don't have a gas station near us they are meant to be building a new store up where we are buying our house in october and that is meant to have a gas station attached.)

Any info would be a help! Thanks 

[Creditaddict]

625 might be little low for them. I had 642 when declined but it was declined due to bk, so not sure if without the bk if my scores would have then been high enough

[Anonymous]

Oh mine is the 677 score - the other is my DHs I may just wait for another 2 or 3 months cause then the first 3 of my inquiries will fall off.

[Creditaddict]

oh then in that case I would go for it!

[Anonymous]

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@Anonymous wrote:
Oh mine is the 677 score - the other is my DHs I may just wait for another 2 or 3 months cause then the first 3 of my inquiries will fall off.

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i had 8 Inquires 3 this month 1 feb 1 jan others are older and i got approved instantly not sure how much the CL is but ill check tommorow 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Oh mine is the 677 score - the other is my DHs I may just wait for another 2 or 3 months cause then the first 3 of my inquiries will fall off.

---

i had 8 Inquires 3 this month 1 feb 1 jan others are older and i got approved instantly not sure how much the CL is but ill check tommorow

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Oh that's good to know, tho your scores are better than mine!

My other concern is that at the moment my oldest account is only 11 months (I'm an immigrant! Argh! I didn't ever open credit lines when i was here for the first two years in the US (in school) cause I was planning on going back to the UK after that... love, however, had a different idea and now here i am nearly 4 years after i arrived in the US and two years of being married and I only have 11 months of credit history.

Thank you, both of you, for the quick replies 

Message Edited by Susyquk on 04-30-2009 10:52 PM

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Oh mine is the 677 score - the other is my DHs I may just wait for another 2 or 3 months cause then the first 3 of my inquiries will fall off.

---

i had 8 Inquires 3 this month 1 feb 1 jan others are older and i got approved instantly not sure how much the CL is but ill check tommorow

---

Oh that's good to know, tho your scores are better than mine!

My other concern is that at the moment my oldest account is only 11 months (I'm an immigrant! Argh! I didn't ever open credit lines when i was here for the first two years in the US (in school) cause I was planning on going back to the UK after that... love, however, had a different idea and now here i am nearly 4 years after i arrived in the US and two years of being married and I only have 11 months of credit history.

Thank you, both of you, for the quick replies 

Message Edited by Susyquk on 04-30-2009 10:52 PM

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my oldest account was 1 year 6 months average age 1 year 

[Anonymous]

Hmm ok well I went for it and no auto approval for me

Thank you SUSAN ******N for applying for the 1-2-3 REWARDS™ MasterCard®! We are currently reviewing your credit card application. Upon approval of your application, we will send you your new credit card, a Credit Card Agreement and a Privacy Notice within 7-10 days.

If you would like to check the status of your application or if you have any questions, please do not hesitate to contact us.

[Creditaddict]

grrr... keep us posted. fingers crossed