The seven year old parking ticket

[realironman]

I paid off all my collection accounts in 02-03 I've had no "new" negative entries on my credit report since then. 4 - 5 years later I get my Nov 07 quarterly credit report and I have two new collections. I called the collection agency and they told me it was for two parking tickets from 7-2000 and 5-2001. I used to loan my car out so it's possible that my car was involved.

Here are my questions....

To anyone with experience in this situation, does this sound feasible?

I've already contacted the credit bureau with a not mine dispute.

Should I pay these collections?

[Anonymous]

Your best route would be to send out PFDs.  Small balance, you may get lucky with getting it deleted.  Or you can just wait it out.  It's going to drop off next year anyway.  It shouldn't be affecting your scoring.

[Anonymous]

I would not do a PFD I would do a DV letter instead and wait for the results. If it is not yours and they can not provide a signature then they cant collect. They have to prove it was for you. Did you go to court or get a ticket in the mail I would be very careful and send the DV let first. Dont jump the gun cause you cant fix it later and they can mark it as Paid Collection and you never want to admit to a ticket without going to court if you were not the one at fault.

Debbie

[Anonymous]

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nikkoslilmouse wrote:

I would not do a PFD I would do a DV letter instead and wait for the results. If it is not yours and they can not provide a signature then they cant collect. They have to prove it was for you. Did you go to court or get a ticket in the mail I would be very careful and send the DV let first. Dont jump the gun cause you cant fix it later and they can mark it as Paid Collection and you never want to admit to a ticket without going to court if you were not the one at fault.

Debbie

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That would work too.  Only reason I mentioned a PFD is I had a parking ticket on my report and that's what I did.  $20...seriously.  I was like, "whatever, I'm just going to pay it, I don't care" and sure enough, they took it off.  No blip on my report.

[realironman]

Let me give more information from report....

Collection Agency: Professional Account MGM

Original Creditor: DC Govt

CA put this on my report 08/2007

CA told me that the parking tickets were issued 07/2000 & 05/2001

TransUnion says: Estimated date that this item will be removed 07/2014

I know "I" didn't get the parking tickets (I can't prove it) but I've never herd of signing a parking ticket so they can't verify that it was me either.

I'm just worried about if I pay or don't pay them item won't be removed until 07/2014

[Anonymous]

DV - do you really think DC has a copy of the ticket at this point (I live in Maryland (DC Metro)) in your DV specify a copy of the original ticket, all account information, etc

2 reasons for this - becaue you can then prove the DOFD (when the court date was or due date for the ticket) and then can dispute the Fall-off date with TU.

[Anonymous]

It is unusual to have an outstanding ticket for 7 years. How do you renew your registration with an outstanding ticket?

[Anonymous]

Cobra, it's DC... I lived there for 11 years - absolutely nothing makes sense in how the DC government operates.  And their parking people aren't the swiftest - I had a permit (displayed) and they ticketed me 6 times... got each one tossed.  With the 5th one I filed a complaint on the parking enforcement officer - same lady wrote it each time. A week later I got the 6th by the same lady...

Message Edited by Lady_Scarlet on 11-28-2007 03:44 PM

[Anonymous]

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Lady_Scarlet wrote:

Cobra, it's DC... I lived there for 11 years - absolutely nothing makes sense in how the DC government operates.

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lmao

maybe my advice doesn't apply, I live in NC and I'm from WI.

DC really is a mystery.

[Anonymous]

TheCynicalOne Wrote:

lmao

maybe my advice doesn't apply, I live in NC and I'm from WI.

DC really is a mystery

________________________________________________________________________

What part of NC if you dont mind me asking?

Debbie