First Premiere Not Responding to Debt Verification or Pay for Delete Letters

[Anonymous]

First see what all they will give you verbally and write it down. Make a list of questions and then you can write the answer down as they answer.

Then, ask for something in writing regarding the account. Such as a copy of the applications, past statements, etc.

[Anonymous]

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@Anonymous wrote:

First see what all they will give you verbally and write it down. Make a list of questions and then you can write the answer down as they answer.

Then, ask for something in writing regarding the account. Such as a copy of the applications, past statements, etc.

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Thanks sidewinder. Okay, this leads into a very interesting next question. I'll create a new thread shortly. If anyone else has any suggestions, please keep them coming.

[moondog7324]

You don't have to admit it yours- just say you were reviewing your credit report and found........

Message Edited by moondog7324 on 04-06-2009 12:22 PM

Message Edited by moondog7324 on 04-06-2009 12:22 PM

[Anonymous]

I can definitely appreciate your feelings on this issue but let me be perfectly clear on this point. I have not had any credit cards since late 90s/early 2000. Since college, I have not used credit cards, only debit cards and cash.

It does me no good to try and be deceitful, especially within this forum. I am going to contact the customer service department and report back what I find out.

[Anonymous]

Hi moondog. Okay, the information I found out is not good. It appears someone used my name to get a credit card from both HSBC and First Premiere. They are mailing me the information that they have. Once I get it, what should I do? Should I dispute the trade line as fraudulent?

As a note, I do not believe there is anymore fraudulent activity on any of my reports. I have an active Fraud Alert on the three major credit bureaus.

I have posted this same message with the HSBC thread.

[Anonymous]

You need to visit the FTC's website and fill out a ID affidavit and you need to go to your local police station and fill out a police report.

The FTC provides sample letters you can send to the creditors and CRA with your ID affidavit and police report.