To consolidate or to not consolidate???

[Hoppsa]

Hello all! I ahve a question and am looking for some feedback/suggestions. I graduated a year ago and am trying to figure out whether or not to consolidate my student loans. I have about 21,000 to pay back. I have a perkins loan, 4 self loans all through Firstmark Services, and one stafford through Great Lakes. My interest rates are pretty low but sometimes I find myself overwhelmed keeping track of them. One of them is on automatic payment. Any suggestions??? Thank you!

[LynnInMN]

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Hoppsa wrote:

Hello all! I ahve a question and am looking for some feedback/suggestions. I graduated a year ago and am trying to figure out whether or not to consolidate my student loans. I have about 21,000 to pay back. I have a perkins loan, 4 self loans all through Firstmark Services, and one stafford through Great Lakes. My interest rates are pretty low but sometimes I find myself overwhelmed keeping track of them. One of them is on automatic payment. Any suggestions??? Thank you!

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Unfortunately you cannot consolidate your Self loans with your federal loans,  at least thru any government program.  You can however consolidate your stafford and your perkins together.