@FinStar wrote: @SpecFile wrote: @FinStar wrote: Is this your only Barclays card?  Is this your oldest account?   Closing the account will not have no negative effects with your AAoA as it will still factor for up to 10 years with the rest of your profile.  The impact will only be evidenced once it drops off your CRs.  How's your overall utilization?  Thanks for the reply. UTI is at 1% overall and this is not my oldest card. If closing the card won't have any impacts to your overall utilization and you have no other Barclays cards to reallocate the CL, then it makes sense to close it. That’s my only card with Barclays. Thank you for the advice. Will be closing. ... View more

@Anonymous wrote: Just close it. There won't be a hit on your credit unless the loss of the line bumps your utilization up since the card will remain on your credit report for up to 10 years.  ETA: Fin beat me to it lol I was thinking along the same lines but wanted to be sure. Thanks!! ... View more

@FinStar wrote: Is this your only Barclays card?  Is this your oldest account?   Closing the account will not have no negative effects with your AAoA as it will still factor for up to 10 years with the rest of your profile.  The impact will only be evidenced once it drops off your CRs.  How's your overall utilization?  Thanks for the reply. UTI is at 1% overall and this is not my oldest card. ... View more

@NRB525 wrote: @SpecFile wrote: @simplynoir wrote: As far as I'm aware unless you were targeted through the website (online account), mail or customer service for an upgrade offer you don't get one. You could call customer service to find out for sure. It was an upgrade offer when I logged in to my account. Was it an upgrade offer with a specific number of points as an upgrade bonus, or just the regular screen offering you an upgrade without mention of any points?   The first is kind of hard to come by, must be targeted to you as a specific offer.    The second, you can get any day of the week because there is no bonus, and sometimes shows up when you log in, or through email.  Second one. Thanks for clarifying! ... View more

@simplynoir wrote: Then you should have it. Just to be safe call or hop on chat to confirm and find out what the requirements are and for how many points. Thanks! ... View more

@simplynoir wrote: As far as I'm aware unless you were targeted through the website (online account), mail or customer service for an upgrade offer you don't get one. You could call customer service to find out for sure. It was an upgrade offer when I logged in to my account. ... View more

45 minutes. Can’t wait to see what happens. My flight department spends 150 nights per year at Marriott properties. We are prepared to make a switch if the news is less than desirable. ... View more

@CreditCuriousity wrote: @SpecFile wrote: The letter states that if you close your Citi Hilton cc before the conversion then you will not be issued an AMEX Hilton cc. What I find odd is that you didn’t take the time to read the letter but did take the time to post your question here. lol It’s all in the letter they sent. Thanks for explaining.  I type 100 words per minute approx so only took about 1 minute at tops to write the post where-as I didn't feel like reading 10 pages or whatever it was from Amex after a 10 hour day at work.  Just not my idea of fun.   Thanks for the advise/thoughts though:) Totally get that! I don’t like to read at all and it was a chore just to read through that novel they sent in the mail. My comment was totally harmless..... just joking with ya a bit! ... View more

The letter states that if you close your Citi Hilton cc before the conversion then you will not be issued an AMEX Hilton cc. What I find odd is that you didn’t take the time to read the letter but did take the time to post your question here. lol It’s all in the letter they sent. ... View more

@happypill wrote: I think we have the answer for people (like me) on the Amex BL who hold the Citi Hhonors cards.  According to the message from Citi:   "Please note, in some situations, your account may not be transferred to American Express. If this is the case, we will contact you with additional information."   Amex denied me even after their pre-qualify site showed 3 cards (no HP), and they wouldn't allow my brother to add me as an AU a few weeks ago, so I'm not just on their BL, I'm like on their Black Hole List.  I guess Citi will be contacting me with additional information - may a chance to PC to one of their other cards I guess. Agree. I’m just trying to decide if I should cancel my Citi Hilton card now or wait to see what happens with the conversion. I don’t want or need any of the other cards in the Citi lineup. I guess I could just wait for the phone call and then cancel when they tell me that my card is not converting to an AMEX. ... View more

I’m not sure what my next move should be. I am on AMEX’s blacklist and the conversion could be a way back in for me. I am 8 years post bk so I could very easily just wait it out and apply in a few years. My fear is that after the conversion, AMEX may close my account due to previous relationship. ... View more

Will there be a HP associated with the conversion to AMEX? ... View more

@AverageJoesCredit wrote: That would stink SpecFile, not your fault you went for a ride in the Citi and ended up at Amex HQ;) It would stink but I really can’t blame AMEX.   ... View more

For those of us that are currently on the AMEX blacklist: I have read in other forums that AMEX will likely sniff us out and cancel our cards shortly after they are issued.  I am hoping that this is not the case.  ... View more

@CreditCuriousity wrote: Obviously this is good for some if indeed they do goto Amex as a back in for Amex if you are on their naughty list.  Not as desierable for others like myself.  Tis life though I agree.  I’m sure it’ll all work out in the end. ... View more

@Viva-LV wrote: @Anonymous wrote: Calling them doesn't seem to help at all since different reps tell people different things. There's a couple threads over on Flyertalk about this and one post noted that the actually transfer has been moved to late January instead of December. Another post from people applying for the Amex Surpass for the SUB have been getting a (paraphrasing here) "congratulations on your new Amex Hilton Accend card" General concensous seems to be that Amex is adding another card to cover those of us who have both the Citi Hilton and the Amex Hilton.   As for Citi, everything I've read on their website says they will be transfering accounts in good standing to another Citi card (not yet determined which). I'm just planning on closing my Citi Hilton and having them transfer the CL to my Citi AA card. There just isn't another Citi card I want. Plus, if Amex is going to offer another new Hilton card, I want to be able to sign up for it for whatever SUB they have. Talked to csr today about the same: 1) Am Ex is going to issue an Am Ex Hilton card to the Citi holders, 2) I couldn't reallocate the cl of this card to another Citi card, because Am Ex is stepping in.  If that happens, fine with me, I will reallocate the cl to my Surpass.  Just passing on the latest! I am anxious to see if Amex issues me a card seeing that I am on their blacklist.   ... View more

@Anonymous wrote: Let me preface by saying I'm not planning on applying, but I do keep on eye on the pre-approval sites just to see what's available. Never had an AMEX pre-approval before today. I have a BK7 from 2010 that AMEX was included in for almost six figures. Today, I'm pre-approved for a BCE, an Everyday, and a Green. My previous impression was that AMEX has a very long memory. Anybody else gotten pre-approvals from them after including them in a BK? I'm thinking if I did apply, it would be an insta-denial.  You were pre-approved on the AMEX site?  My BK is a year older than yours and nothing for me on their site.  I apply every month and instant denial with no HP. ... View more

@happypill wrote: If you're spending 60 nights a year in hotels, then maybe one the Citi Prestige would work for you.  You didn't say if you also fly and/or rent cars, but with the 4th night free on hotels and airline transfer partners it might be a good option.  You probably have elite hotel status already based on your stays so you don't necessarily need a card that focuses just on a hotel brand. I am a pilot so airline miles mean nothing to me.  The 4th night free is a great perk.  Thank you for the suggestion. ... View more

@SouthJamaica wrote: @SpecFile wrote: @fltireguy wrote: Amex (SPG) for sure Should have mentioned that I can't get in with Chase or Amex.  I have the Citi Hilton card but now that it's going away, I am left without a hotel rewards card.  I spend approximately 60 nights per year at Hilton and Marriott properties.   Why not just get a Venture or Arrival card, then you can use your 2 points wherever you like.     That might work. ... View more

@fltireguy wrote: Amex (SPG) for sure Should have mentioned that I can't get in with Chase or Amex.  I have the Citi Hilton card but now that it's going away, I am left without a hotel rewards card.  I spend approximately 60 nights per year at Hilton and Marriott properties.   ... View more

Sorry to hear that.  I know it stinks but you'll get there eventually.  Did they tell you the reason for decline? ... View more

So it's been over 30 days and I have not received a written response regarding my application denial.  I did recon and was NOT recommended for approval.  The app status line says app is under review and I should receive a response in the mail in 7-10 days.  It's been saying that for over 30 days now.  I thought they were required to provide me with something in writing.  Is this correct? ... View more

@Anonymous wrote: @Saleen099 wrote: Nice Congrats.  Thanks.   Knowing Citi, it'll probably take forever for the card to come ... As long as it gets there in the next 7 months because the Citi Hilton card is going away Jan. 2018.  I just got my Citi Hilton card last month so I am majorly bummed. ... View more

Well this stinks.  I just got my Citi Hilton card and can't get the Amex Hilton card because I'm on their BL.   ... View more

Congrats and be wise! ... View more

Thanks for the feedback all.   ... View more