Hello All. Does anyone know how to write a good GW letter for a paid off repossesed auto loan? I had a loan through Toyota Financial, a couple of months ago my car was repoed. They then sold it at Auction for more then what I owed and got the difference back. I wanted to send a letter to Toyota asking them to take out the Repo off my report or state account paid on my report. I know the letter should be in my own words but I needa starting point to go off of. Thanks
01/10/2013 Starting Score: EX 497, EQ 519, TU 499 Current Score: EX 478, EQ 519, TU 499 Goal Score: at least 600 by mid year (realisticly)
Sad stories always work, at least they work better than anything else. Your best bet is to write along the lines of something like you are having a very hard time finding an apartment and your credit score is the one thing that is holding you down and if they choose to delete the TL, it would mean a lot to you, both personally and financially.