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I just got a job where i will be making 1600 this month but will make 3000 and more after that. I want to buy a car in the range of 20,000-25,000 but need a car loan to do so I can make a down payment of around 8,000 dollars. I have already been preapproved with usaa for a loan for up to 50,000, if i accept their offer what are my chances of getting approved? I already have a credit card with them as well as a personal loan with them. Here is a list of all my balances and credit limits
Usaa credit card balance 4,300 limit 17,800
Usaa loan balance 4300 the loan was for 5000
Penfed credit card balance 2200 limit 7,800
chase mastercard balance 0 limit 1,100
chase visa balance 200 limit 2,000
American Express blue balance 600 limit 2,000
How much of my balances should I pay down before I apply for the loan?
@Anonymous wrote:I just got a job where i will be making 1600 this month but will make 3000 and more after that. I want to buy a car in the range of 20,000-25,000 but need a car loan to do so I can make a down payment of around 8,000 dollars. I have already been preapproved with usaa for a loan for up to 50,000, if i accept their offer what are my chances of getting approved? I already have a credit card with them as well as a personal loan with them. Here is a list of all my balances and credit limits
Usaa credit card balance 4,300 limit 17,800
Usaa loan balance 4300 the loan was for 5000
Penfed credit card balance 2200 limit 7,800
chase mastercard balance 0 limit 1,100
chase visa balance 200 limit 2,000
American Express blue balance 600 limit 2,000
How much of my balances should I pay down before I apply for the loan?
Looks like USAA likes you, so wouldn't think it would be a problem
Yeah, I know right, I think I will pull the trigger in two weeks