@Dj4Money wrote:
As far as I know CU's use Mortgage FICO, it's possible some employees don't know. Not giving them a pass either.
Here's what happen. They claimed his computer go down in his office, so they went to another office. He came back "Well your score is lower". He didn't tell me he pulled Transunion, I got an alert in my email but I was focusing on trying to work the price down.
When I finally checked my alerts I got an hard pull on my Transunion. That FICO score is 580; but that's right at Ford's threshold but he started talking about sub-prime lenders like CPS, then I said well go through my current lender Gateway One, they claimed to not do any business with them.
I think there's something going on here but it's outside the purview of this thread.
Ah, so you think I was right initially. Well, that makes me feel better.
Wonder if you're flyin' up the 101 or 5 today. Again, GL.
