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Cap1 Pre-Qualify

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Anonymous
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Cap1 Pre-Qualify

Question:

I am 62 days since my 341 and awaiting discharge hopefully any day (pacer showing no new updates).

Curiosity peaked and I went to the cap1 pre qualify website.

It said that it was unable to match me to any offers but then listed a cap1 quicksilver one card, cap1 platinum card and of course a cap1 secured card.

Is that good? or is that just them pushing something at you to make you want to apply?

Should I apply?

If I was blacklisted (Burned cap1 on two low limit cards after having a great payment history) would these offers even show?

And if I am blacklisted, applying wont hurt anything right?

 

thanks in advance

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1 REPLY 1
Scupra
Super Contributor

Re: Cap1 Pre-Qualify

They will always show cards to apply for, it is not the same as a pre-approval though. I would not apply for anything until you are discharged. If you are blacklisted they will not pull your credit when you apply. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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