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Collection Account allowed to remain after Bankruptcy?

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PleioneG
Regular Contributor

Collection Account allowed to remain after Bankruptcy?

I have a question. I have two accounts in collection. Both of them are medical balances. I have included them in my bankruptcy to be discharged. Once I am discharged, are these two accounts allowed to continue reporting on my credit report despite including them in the bankruptcy?

BK7 Discharge: 2/18.
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CreditExpressNJ
Established Contributor

Re: Collection Account allowed to remain after Bankruptcy?

They would still show on your credit report but the status should indicate IIB. Although you file them under BK it doesnt mean the collection record falls off your CR. Hope this answers your question.

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

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