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CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

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Jlu
Established Contributor
‎04-08-2014 06:56 AM
‎04-08-2014 06:56 AM

CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

I've had my eye on this card for quite some time and its 50,000 TYP bonus. This is my first and only Citi card. It's also my first instant approval. My TU is 698 and EX is 717. They pulled Equifax.

 

I have 1 paid CO from 2009, 3 inquiries, and an AAoA of 4 years.

 

Citi ThankYou Premier Visa Signature

Approved 4/7/2014

Equifax FICO: 709

Starting CL: $5,700

 

I'm considering a call to the Citi EO to request a higher starting CL since I'm putting all my spend on this card. Any reccomendations for recon'ing the initial starting CL?

 

CITI.jpg

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 1 of 16
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BigBS
Senior Contributor
‎04-08-2014 07:01 AM
‎04-08-2014 07:01 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

Congrats!  Time to update the sig.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 16
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Jlu
Established Contributor
‎04-08-2014 07:03 AM
‎04-08-2014 07:03 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

^ I beat you to it!

 

To think 2 years ago I had a 550 FICO with nothing but a Cap1 $500 limit card.

 

This forum rocks!

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 3 of 16
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coldnmn
Mega Contributor
‎04-08-2014 07:05 AM
‎04-08-2014 07:05 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 16
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Aleecat
New Contributor
‎04-08-2014 07:13 AM
‎04-08-2014 07:13 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

@Jlu wrote:

I've had my eye on this card for quite some time and its 50,000 TYP bonus. This is my first and only Citi card. It's also my first instant approval. My TU is 698 and EX is 717. They pulled Equifax.

 

I have 1 paid CO from 2009, 3 inquiries, and an AAoA of 4 years.

 

Citi ThankYou Premier Visa Signature

Approved 4/7/2014

Equifax FICO: 709

Starting CL: $5,700

 

I'm considering a call to the Citi EO to request a higher starting CL since I'm putting all my spend on this card. Any reccomendations for recon'ing the initial starting CL?

 

CITI.jpg

Very Cool Congrats !

Message 5 of 16
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yudeology101
Senior Contributor
‎04-08-2014 07:23 AM
‎04-08-2014 07:23 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

Very nice congrats on your approval!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6 of 16
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Jlu
Established Contributor
‎04-08-2014 07:37 AM
‎04-08-2014 07:37 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

UPDATE: I managed to track down the number to the Citi Executive Office in South Dakota - which is the one you want since the EO number listed in the Backdoor Thread is for their banking division.

 

I have a woman revewing the account for a higher starting CL without a HP plus she's overnight expediting the card for free. I'll update again tomorrow when she calls me back.

 

If anyone has a legit need for this number PM me.

 

I now have direct Executive Office contacts for JP Morgan Chase, Citi, and Barclays ...mwuahahah

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 7 of 16
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alvon123
Super Contributor
‎04-08-2014 07:41 AM
‎04-08-2014 07:41 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

congrats


Message 8 of 16
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-Wade-
Valued Contributor
‎04-08-2014 10:35 AM
‎04-08-2014 10:35 AM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

@Jlu wrote:

I've had my eye on this card for quite some time and its 50,000 TYP bonus. This is my first and only Citi card. It's also my first instant approval. My TU is 698 and EX is 717. They pulled Equifax.

 

I have 1 paid CO from 2009, 3 inquiries, and an AAoA of 4 years.

 

Citi ThankYou Premier Visa Signature

Approved 4/7/2014

Equifax FICO: 709

Starting CL: $5,700

 

I'm considering a call to the Citi EO to request a higher starting CL since I'm putting all my spend on this card. Any reccomendations for recon'ing the initial starting CL?

 

CITI.jpg

Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 16
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runner121
Established Member
‎04-08-2014 01:54 PM
‎04-08-2014 01:54 PM

Re: CITI ThankYou PREMIER - INSTANT APPROVAL (709 EQ)

Congrats! Smiley Happy


Message 10 of 16
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