So... would still like some input from the experts here....how did I get approved for all these cards with my bk still on my reports..especially the 20k with Cap One...any thoughts...do you think it was my low utilization and the 20k limit I have with penfed that swayed them or do you think it was my inncome with my low utilization?
Thoughts ?
Congrats!! BK is a major deragatory, but other thing$ can and do overcome it. An individual like yourself: established out of BK, high income, high credit use is a much better credit risk than a 720+ FICO with a limited history.
Eagle thank you for the feedback. I do finances in the entertainment world. I had four capital one accounts I had paid off with low limits (1800 max) and closed in the last few years. Not sure if they had made a difference. I also had a few capital one accounts I had included in my bk
Also on the application screen it asked how much $$ I would be spending on the card monthly and I put that in...not sure if that had anything to do with the limit they gave me.
06/26/2014 - Gardening until 7/1/15
