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More NFCU Success!

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alk1113
Established Member

More NFCU Success!

The back story: I've been rebuilding my credit (BK7 dc'ed 10/12) so I got a secured card from NFCU and at 12 months the card graduated to $3K. Two days after that - I requested and CLI for $10K and was instantly approved. Yippee!

 

DH has poor credit due to his home being awarded to his ex-wife and she has failed to make payments on it. So... lates payments have been reported on his CR since Novenmber 2012. His credit score is roughly in the 500's. His last score said 575 and jumped to 595 for some reason (we think some inq fell off) Star Card is 90% util ($6K). Kay's has a zero balance at $2500 and I just added him as an AU on Barclay. I think he has 8 pulls on EQ and 7 baddies in the last 10 yeards.

 

Since I had good luck with NFCU he wanted to try his hand at it. Applied for the nRewards Visa - got the 3-5 day message. Sent an email explaining his credit history and this morning he woke up to a $2,000 credit limit. 

 

Yay! NFCU - you ROCK!!

 

Thanks for reading Smiley Happy

NFCU $20K // Navchek LOC $15K // Barclay MC $3K // CapOne $3K // RTG $1500 // Victoria's Secret $750 // Nordstrom $500 // Walmart $500 // // Express $550 // The Limited $550

08/08 EQ 658
Barclay Fico 650 - CK 672
BK7 10/12
Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: More NFCU Success!

Congrats to you and DH! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
CreditMagic7
Mega Contributor

Re: More NFCU Success!

Congrats to you both and thanks for sharing. Smiley Happy

Message 3 of 10
alvon123
Super Contributor

Re: More NFCU Success!

congrats


Message 4 of 10
eddie84
Valued Contributor

Re: More NFCU Success!

Congratulations!  Smiley Happy

Message 5 of 10
MsLadyRover
Valued Contributor

Re: More NFCU Success!

Congrats to you and DH!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 10
the_jan_b
Established Contributor

Re: More NFCU Success!

That's awesome!  Smiley Happy

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 7 of 10
Anonymous
Not applicable

Re: More NFCU Success!

Congrats!
Message 8 of 10
-NewGuy-
Moderator Emeritus

Re: More NFCU Success!

Hooray for NFCU. Congrats!

Message 9 of 10
gdale6
Moderator Emeritus

Re: More NFCU Success!

Grats to both of you Smiley Happy

Message 10 of 10
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