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NFCU Sig cash rewards Visa approval

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dabrian
Frequent Contributor

NFCU Sig cash rewards Visa approval

Instantly approved for 20K!!  

Currently highest limit- 10k wally

Current equifax- 714 (Penfed denial)

Current utilization- 10%  (balance reporting on two cards)

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 1 of 11
10 REPLIES 10
theBeardedNerd
Regular Contributor

Re: NFCU Sig cash rewards Visa approval

Congrats!!!!

Currently in My Wallet:

Auto Loan:

Personal Line of Credit:

Future Credit Cards:


Message 2 of 11
Sooners2013
Regular Contributor

Re: NFCU Sig cash rewards Visa approval

 I noticed yOU had the penfed denial, what was the reason? 

Message 3 of 11
coldnmn
Mega Contributor

Re: NFCU Sig cash rewards Visa approval

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 11
NursePurse
Frequent Contributor

Re: NFCU Sig cash rewards Visa approval

Congratulations on the approval Smiley Happy

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 5 of 11
baller4life
Super Contributor

Re: NFCU Sig cash rewards Visa approval

Sweet starting limit!!! Welcome to the family!!

Message 6 of 11
Anonymous
Not applicable

Re: NFCU Sig cash rewards Visa approval

Unreal! Congrats on approval and great CL.
Message 7 of 11
alvon123
Super Contributor

Re: NFCU Sig cash rewards Visa approval

congrats


Message 8 of 11
Creditaddict
Legendary Contributor

Re: NFCU Sig cash rewards Visa approval


@dabrian wrote:

Instantly approved for 20K!!  

Currently highest limit- 10k wally

Current equifax- 714 (Penfed denial)

Current utilization- 10%  (balance reporting on two cards)


now go apply for navcheck for the full $15k, you will get it!

Message 9 of 11
dabrian
Frequent Contributor

Re: NFCU Sig cash rewards Visa approval


@Sooners2013 wrote:

 I noticed yOU had the penfed denial, what was the reason? 


Thanks everybody. After the app I was approved for 15k pending underwriting approval but the next day my app was turned down. reasons given were to high utilization (10%) to many inquiries (over 10)  and recent baddies were mentioned ( it's been a little over three years since my last 30 day late).    

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 10 of 11
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