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Virgin America Visa Signature Approved

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Creditaddict
Legendary Contributor

Virgin America Visa Signature Approved

Since I have not been able to get this yet in my name, My partner went ahead and agreed to get one since we are looking at Puerto Vallarta for his birthday.

 

Instant Approval for $8500 but at the not so friendly 24.99% APR (kind of shocked about that but we won't be carrying balance so it's okay for now)

 

Went online and set up online account and pressed CLI button and got 7-10. Smiley Tongue

Message 1 of 27
26 REPLIES 26
BigBS
Senior Contributor

Re: Virgin America Visa Signature Approved

Congrats on the new card!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 27
yudeology101
Senior Contributor

Re: Virgin America Visa Signature Approved

WTG Credit!!  You've finally got the card you were looking for, very nice limit buddy.  Keep us updated with the CLI results.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 27
vpae
Established Contributor

Re: Virgin America Visa Signature Approved

Congrats!! I wonder if it will be the new 'improved' design 

 

How did the credit profile look like at the time of app? Score, inq, util? Thanks!

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 4 of 27
Creditaddict
Legendary Contributor

Re: Virgin America Visa Signature Approved


@vpae wrote:

Congrats!! I wonder if it will be the new 'improved' design 

 

How did the credit profile look like at the time of app? Score, inq, util? Thanks!


credit score should be around the 710-720 range

I think he is under 6 INQ's on his EQ

Util. is high on the 2 Navy cards that we have our BT's on and last months reported balance was about $3800 on Fidelity out of $25k and maybe under $200 on 2 other cards.

Message 5 of 27
yudeology101
Senior Contributor

Re: Virgin America Visa Signature Approved


@Creditaddict wrote:

@vpae wrote:

Congrats!! I wonder if it will be the new 'improved' design 

 

How did the credit profile look like at the time of app? Score, inq, util? Thanks!


credit score should be around the 710-720 range

I think he is under 6 INQ's on his EQ

Util. is high on the 2 Navy cards that we have our BT's on and last months reported balance was about $3800 on Fidelity out of $25k and maybe under $200 on 2 other cards.


They pull EQ?

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6 of 27
Creditaddict
Legendary Contributor

Re: Virgin America Visa Signature Approved


@yudeology101 wrote:

@Creditaddict wrote:

@vpae wrote:

Congrats!! I wonder if it will be the new 'improved' design 

 

How did the credit profile look like at the time of app? Score, inq, util? Thanks!


credit score should be around the 710-720 range

I think he is under 6 INQ's on his EQ

Util. is high on the 2 Navy cards that we have our BT's on and last months reported balance was about $3800 on Fidelity out of $25k and maybe under $200 on 2 other cards.


They pull EQ?


Comenity almost always does... They pulled EX for my True Value Discover app and EX last month for my Virgin America application when I froze my EQ but a few months back when I applied for Virgin America the first time for myself they pulled EQ.

Message 7 of 27
-NewGuy-
Moderator Emeritus

Re: Virgin America Visa Signature Approved

Congrats CA on the two new approvals! So, did you two decide on PV? It was between that and Hawaii, right?

Message 8 of 27
Creditaddict
Legendary Contributor

Re: Virgin America Visa Signature Approved


@msf12555 wrote:

Congrats CA on the two new approvals! So, did you two decide on PV? It was between that and Hawaii, right?


I think we decided on PV because of flights through Virgin and All-Inclusive resorts!

Message 9 of 27
vpae
Established Contributor

Re: Virgin America Visa Signature Approved

That's awesome, thanks for the info and congrats again. enjoy!!

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 10 of 27
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