KOHL'S CLI DENIED - Recent Opening!

[Kixforpa]

Hello Fico World! Just want to give some updated information based on my recent CLI request. I hit the LUV Button after 91 days of having the account opened and recieved dunning message of 7-10 days. I recieved the letter today and it states the following:

We are unable to grant a Credit Line Increase at this time because this account has not been opened for at least 6 months.

So with that being said, based on my letter it seems that the earliest the 1st increase is at 6 months, then every 91 days. I will patiently mark my calendar for June 22nd, 2021 and see what happenes there.

[designated_knitter]

I had the Kohls card for many years and it never went above 300 bucks.

My ex -- who makes 250K, has a fico in the mid 700s and has had the credit card since the Bush administration is still sitting at 300 bucks.  Granted, I don't know that he has ever tried to get a CLI but still, you would have thought they would have at least given him a few auto CLIs in the 1.5 decade since he has opened the card!

[Anonymous]

---

@designated_knitter wrote:

I had the Kohls card for many years and it never went above 300 bucks.

My ex -- who makes 250K, has a fico in the mid 700s and has had the credit card since the Bush administration is still sitting at 300 bucks.  Granted, I don't know that he has ever tried to get a CLI but still, you would have thought they would have at least given him a few auto CLIs in the 1.5 decade since he has opened the card!

---

Maybe in years past but they're owned by CapOne as of a few years ago, and I'm sure you know what it's like to expect proactive increases from them...

Askjng for a bump is a SP so there's nothing to lose by trying. Use it, pay it, and ask away.

[TattnallTrio]

Actually, asking for a CLI at Kohl's is a hard pull to Experian! 

[Anonymous]

None of mine were...

[Anonymous]

---

@TattnallTrio wrote:

Actually, asking for a CLI at Kohl's is a hard pull to Experian! 

---

I started at $300 and am now at $1500. I've never had a hard pull for a CLI, through any bureau. 🤷‍♀️

[newfossil]

I started at $300 limit. SP to $750

[Kixforpa]

No HP on any of the 3 reports for the decline.