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My Credit App Adventures Over the Last Month

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Spotsy
Frequent Contributor

My Credit App Adventures Over the Last Month

so here are my experiences over the last few months with CC apps and such. As always, YMMV when applying as everyone has a little bit of difference in back ground. I have been rebuilding since 2008 and have come a long way.  Will post more stories about my adventures in a new thread...but will focus on the last few months for now. :-)

 

1) NFCU CLIs

     A) Platinum MC - 5k, to 10k, to 22k

     B) FlagShip Visa - 14K to 22K

2) BBVA NBA Amex - 15K - new account 

3) PenFed Amex - 7.5K - new account

3) PenFed Promise Visa - 5.5K - new account

4) Cabelas Visa - 5K - but didn't keep the card...low limit and high interest as compared to others

5) Capital One Venture- 20k - yeah!  New account

6) Capital One QS - 3k to 3.25K - WTH? LOL

7) DCU Visa - Denied

8) NASA FCU Visa - Denied

9) *** Auto Loan refined to PenFed from NFCU, .99% interest....SCORE! :-)

10) BJs Mastercard - Denied

11) Barclays Visa Black - CLI - 5K to something more - Denied - I closed the account...not worth the AF.

12) Synchrony CareCredit CLI - 6k to 11K

13) Amazon Store Card CLI - 400 to 1.9k

14) Kohls CLI from 300 to 700.....meh

15) Overstock 10.9k...not shabby...may get a used Rolex. :-)

FICO 8: TU:831 / EQ:837 / EX:827 as of 12/25/2023
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Spotsy
Frequent Contributor

Re: My Credit App Adventures Over the Last Month

P.S. Scores are all between 680 and 702.  Too many inquires now, so I am back in the garden for a while. :-)

FICO 8: TU:831 / EQ:837 / EX:827 as of 12/25/2023
Message 2 of 3
Anonymous
Not applicable

Re: My Credit App Adventures Over the Last Month

🙆🙌🙆🙌🙆🙌🙆🙌 Congrat's !!!! 🙌🙆🙌🙆🙌🙆🙌🙆
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