Navy Federal Thread for CLI and Additional Cards

[peghede]

Yes , but after the new AR most likely on the 7 of may  after i PIF back all 3 existing accounts (23k card 1, 22k card 2, 15k cloc.so 60k paid off by the 7th and then app for 3rd card, go rewards or flagship.

[peghede]

Any one else app for 3rd card with navy  recently? and if so what was the result? seems they would rather give 2 cards than one card for same cl.

[sdsoccerdad]

I did Monday but was declined. Lol

[peghede]

Man that sucks, you only 40k in cc limit with them,what was the reason they give you? try recon thru emsg ask them nicely to approve 3rd for lower sl ...if u have pay stubs attach it to you emsg with the recon that will help to .

[sdsoccerdad]

It said I did not meet navy federal lending criteria.

[PrinceCorwin]

I was finally able to join NFCU less than a week ago and got a cash reward for $1700. I've read through this thread like a novel (it's a LONG thread!) and it's been a tremendous help and learning experience. My thanks to all the contributors. I do want to receive clarification on one issue though. I did my app and the CLOC was never brought up by the rep. With the SL they gave me and FAKO at TU/EQ 643, should I request that now or wait for things to grow?

[Anonymous]

HP for a CLI request after an AR? Crazy.

Can anybody confirm what I've been experiencing? I keep checking my creditwise, karma, creditsecure, creditchecktotal, experian, and equifax and I have no INQs from NFCU and I've applied twice now, both times 24 hours.

I now my monitors work, I just got my TJMaxx Mastercard and before I even knew I was approved (in store), my phone BLEW UP with notifications about the pull.

[peghede]

@ sdsoccerdad , read above i posted, my friends got same reason for declined on 2nd card , i emsg recon with 2 paystubs and got them approved on old hp.

[sdsoccerdad]

What did you write for your recon letter?

[Anonymous]

@sdsoccerdad, sorry to hear about the Flagship...but all in all, you have had an AMAZING week with Navy in spite of the decline on the 3rd card. Your CLI on the second card is fantastic!

I'm pulling for you if you decide to recon!