Still can't get in with CHASE

morgacj2004 · ‎07-22-2016

Applied for the amazon Visa. Denied. Attempted recon with EEO. No go due to BK. Reminded them that I paid an auto loan and student loan off with them and they were not IIB. Oh well I got back in with CITI and BofA. 2 out of 3 ain't bad. Lol

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

CountryLivin · ‎07-22-2016

Sorry to hear! Congratulations on getting back in with BOA and CITI.

Anonymous · ‎07-22-2016

Sorry to hear. I thought the Chase Amazon card was an easy one to get. I was approved for it in 2009 with barely any credit.

morgacj2004 · ‎07-22-2016

You are making me feel real good about this! Lol. You would have thought I was app for the palladium card.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Anonymous · ‎07-23-2016

@morgacj2004 wrote:
Applied for the amazon Visa. Denied. Attempted recon with EEO. No go due to BK. Reminded them that I paid an auto loan and student loan off with them and they were not IIB. Oh well I got back in with CITI and BofA. 2 out of 3 ain't bad. Lol

Did you get a reason why they gave you a declination?

thisladyz · ‎07-23-2016

@morgacj2004 wrote:
Applied for the amazon Visa. Denied. Attempted recon with EEO. No go due to BK. Reminded them that I paid an auto loan and student loan off with them and they were not IIB. Oh well I got back in with CITI and BofA. 2 out of 3 ain't bad. Lol

Don't feel bad. I burned Chase in my CH13 back in 09 and they still won't let me back in for a CC, but they financed my car last year for over $60k! Go figure? lol

-----EQ---- TU---- EX
Nov 2021-- 817-- 817-- 809
Goal-- 800-- 800-- 800

Anonymous · ‎07-23-2016

yeah youll get back in its just impossible to know when exactly. Had a friend get back in with chase really fast while another friend had to wait longer even though his scores were higher. Some get back in with citi while others take longer so it seems like each issuer is different. Definitely no cut and dry formula that makes sense.

Anonymous · ‎07-23-2016

@morgacj2004 wrote:
Applied for the amazon Visa. Denied. Attempted recon with EEO. No go due to BK. Reminded them that I paid an auto loan and student loan off with them and they were not IIB. Oh well I got back in with CITI and BofA. 2 out of 3 ain't bad. Lol

Don't feel too bad, i had 3 Chase credit cards and one day i got mad talking to them on the phone and closed all 3 and i'm still living ..........There is nothing especial about Chase and they don't even have the LUV Button, they show it to you sometimes but not all the time like most credit cards, Don't waste your energy thinking about Chase.......There is a big world out there

Anonymous · ‎07-23-2016

@Anonymous wrote:
@morgacj2004 wrote:
Applied for the amazon Visa. Denied. Attempted recon with EEO. No go due to BK. Reminded them that I paid an auto loan and student loan off with them and they were not IIB. Oh well I got back in with CITI and BofA. 2 out of 3 ain't bad. Lol
Don't feel too bad, i had 3 Chase credit cards and one day i got mad talking to them on the phone and closed all 3 and i'm still living ..........There is nothing especial about Chase and they don't even have the LUV Button, they show it to you sometimes but not all the time like most credit cards, Don't waste your energy thinking about Chase.......There is a big world out there

There really is a big world out there. American Express will never let me back in, but I belong to three outstanding credit unions and have cards with many other creditors. Try again in a year, if that is what you want to do, but be sure you want to take that HP first. Good luck to you.

Anonymous · ‎07-23-2016

@Anonymous wrote:
@morgacj2004 wrote:
Applied for the amazon Visa. Denied. Attempted recon with EEO. No go due to BK. Reminded them that I paid an auto loan and student loan off with them and they were not IIB. Oh well I got back in with CITI and BofA. 2 out of 3 ain't bad. Lol
Did you get a reason why they gave you a declination?

The OP said declined because of BK...