AMEX ED APPROVAL WITH 6yr BK REPORTING!

Slim1Der · ‎07-16-2015

My previous thread was moved since it was an "application" but i'm happy to report that in the end I was APPROVED for the AMEX ED card with my BK still reporting. It was a CH 7 that was discharged Jan 2009. The SL was $2,500.00

I hope that this will help others to join the AMEX family with their BK's still reporting. Thanks to this forum I have grown leaps and bounds within just 1.5 years.

Thanks MYFICO family!

If you're interested in my profile you can see the other thread here:

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Dying-to-app-for-AMEX-with-my-BK-still-repo...

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009

Slim1Der · ‎07-16-2015

APPROVED!!!

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009

Anonymous · ‎07-16-2015

I'm so happy for you!!! You've given me hope for next week! I have a6+ year old judgement with a ex 708. I want the ED, but scared. Lol

taxi818 · ‎07-16-2015

@Slim1Der wrote:
APPROVED!!!

Congrats. See. all that worrying for nothing. We are not here just as cheerleaders. Weve been there and done that. so the advice given is golden. Congrats again. regardless of limit. after you get your card. Ask for 3x increase.

jacetx · ‎07-16-2015

@Slim1Der wrote:
APPROVED!!!

Congrats!!!! Now click on the link on the approval email, create an online account and tell us how much you got approved for

Slim1Der · ‎07-16-2015

@taxi818 wrote:
@Slim1Der wrote:
APPROVED!!!
Congrats. See. all that worrying for nothing. We are not here just as cheerleaders. Weve been there and done that. so the advice given is golden. Congrats again. regardless of limit. after you get your card. Ask for 3x increase.

THANKS TAXI! Man, I'm just so happy man, this journey has been crazy. I was going to wait until my BK fell off, but with so many talking about the lax underwriting lately, I revisited the issue. SO glad I did!

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009

Slim1Der · ‎07-16-2015

@jace8602 wrote:
@Slim1Der wrote:
APPROVED!!!
Congrats!!!! Now click on the link on the approval email, create an online account and tell us how much you got approved for

Ok just got that done. SL is $2,500.00.

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009

taxi818 · ‎07-16-2015

Congrats. Nice limit too. Remember. When you get card in hand. Ask for 3x cli. 7500. No need to wait anymore. Kaylava. You are next up to bat. You stalling more than op.