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APPROVED, APPROVED, APPROVED!!

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Anonymous
Not applicable

APPROVED, APPROVED, APPROVED!!

I have had a discover card with $500CL since 2009, and a Walmart card $600 from 2012, amazon $800 from March 2015. It has been imposible for me to get a real credit card.

 

So a week or so ago I asked my parents to put me on their Costco AMEX ($20,000CL 5% util)

 

I checked my FAKO this morning and it went from 631 to 710...FICO went from 639 to 660-672

 

Applied for Chase Slate - $3,000

Applied for AMEX everyday -$2,000

Applied for Bank of America Visa - $2,000

Applied for CapitalOne Quicksilver -$3,000

CapitalOne Venture - $5,000

some other card i forget the name of - $1,000

 

Chase Freedom denied

Best Buy - Declined

Citi Double Rewards - Declined...and im done for today. My score will probably take a big hit from all these Hard Inqs, right??

 

I'm amazed at all the credit I just got. I know its pennies for you guys with $100,000+ CLs, but this is going to do wonders for my credit in the long run. 

Message 1 of 35
34 REPLIES 34
CreditMagic7
Mega Contributor

Re: APPROVED, APPROVED, APPROVED!!

* Welcome To The Forums *

 

Congrats! on a very good start for you while on the way to even bigger & better credit progress!

Message 2 of 35
Anonymous
Not applicable

Re: APPROVED, APPROVED, APPROVED!!


@Anonymous wrote:

I have had a discover card with $500CL since 2009, and a Walmart card $600 from 2012, amazon $800 from March 2015. It has been imposible for me to get a real credit card.

 

So a week or so ago I asked my parents to put me on their Costco AMEX ($20,000CL 5% util)

 

I checked my FICO this morning and it went from 631 to 710.

 

Applied for Chase Slate - $3,000

Applied for AMEX everyday -$2,000

Applied for Bank of America Visa - $2,000

 

I'm amazed at all the credit I just got. I know its pennies for you guys with $100,000+ CLs, but this is going to do wonders for my credit in the long run. 


Congrats!

 

Now keep your own ccs intact, pay one time, keep your util low and eventually spin off your parent's amex card from your cras. In time, you will be hitting the high 700s on your own power. Good luck and keep up the good work!

 

Smiley LOL

Message 3 of 35
dk2003
Regular Contributor

Re: APPROVED, APPROVED, APPROVED!!

isn't it exciting. So glad your parents could help out Smiley Happy Just be responsible and reap the benefits. For those others, call and ask for CLI using SP.

Message 4 of 35
Anonymous
Not applicable

Re: APPROVED, APPROVED, APPROVED!!

Welcome to the forums and congrats on your approvals.

Message 5 of 35
Anonymous
Not applicable

Re: APPROVED, APPROVED, APPROVED!!

What is SP?

 

and thanks for all the encouragment guys!

Message 6 of 35
Anonymous
Not applicable

Re: APPROVED, APPROVED, APPROVED!!

Add CapitalOne Quicksilver - $3,000 to the list Smiley Happy

Message 7 of 35
uswala
Senior Contributor

Re: APPROVED, APPROVED, APPROVED!!

Congrats on the approvals! 

Message 8 of 35
joedtx
Valued Contributor

Re: APPROVED, APPROVED, APPROVED!!

Welcome to our little community.....

 

Message 9 of 35
tonyjones
Valued Contributor

Re: APPROVED, APPROVED, APPROVED!!

WOW, being added as an AU can help your score that much?!? insane 

Current Fico Scores: (December 2023)
Message 10 of 35
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