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I have had a discover card with $500CL since 2009, and a Walmart card $600 from 2012, amazon $800 from March 2015. It has been imposible for me to get a real credit card.
So a week or so ago I asked my parents to put me on their Costco AMEX ($20,000CL 5% util)
I checked my FAKO this morning and it went from 631 to 710...FICO went from 639 to 660-672
Applied for Chase Slate - $3,000
Applied for AMEX everyday -$2,000
Applied for Bank of America Visa - $2,000
Applied for CapitalOne Quicksilver -$3,000
CapitalOne Venture - $5,000
some other card i forget the name of - $1,000
Chase Freedom denied
Best Buy - Declined
Citi Double Rewards - Declined...and im done for today. My score will probably take a big hit from all these Hard Inqs, right??
I'm amazed at all the credit I just got. I know its pennies for you guys with $100,000+ CLs, but this is going to do wonders for my credit in the long run.
* Welcome To The Forums *
Congrats! on a very good start for you while on the way to even bigger & better credit progress!
@Anonymous wrote:I have had a discover card with $500CL since 2009, and a Walmart card $600 from 2012, amazon $800 from March 2015. It has been imposible for me to get a real credit card.
So a week or so ago I asked my parents to put me on their Costco AMEX ($20,000CL 5% util)
I checked my FICO this morning and it went from 631 to 710.
Applied for Chase Slate - $3,000
Applied for AMEX everyday -$2,000
Applied for Bank of America Visa - $2,000
I'm amazed at all the credit I just got. I know its pennies for you guys with $100,000+ CLs, but this is going to do wonders for my credit in the long run.
Congrats!
Now keep your own ccs intact, pay one time, keep your util low and eventually spin off your parent's amex card from your cras. In time, you will be hitting the high 700s on your own power. Good luck and keep up the good work!
isn't it exciting. So glad your parents could help out Just be responsible and reap the benefits. For those others, call and ask for CLI using SP.
Welcome to the forums and congrats on your approvals.
What is SP?
and thanks for all the encouragment guys!
Add CapitalOne Quicksilver - $3,000 to the list
Congrats on the approvals!
Welcome to our little community.....
WOW, being added as an AU can help your score that much?!? insane