I am somewhat shocked this morning! A brief history first ...
I filed CH 13 BK in 2010 after struggling through the 2008 recession with a business. I included Chase in the BK for $6K. Fast forward to now, my reports are all clean (EX 824, TU 816, EQ 828) and life is much better, I have learned a lot in the last 7 years and will never be in the position I was in prior to BK, financially.
After seeing other successful posts here on the forums with people getting back in with Chase recently, I wanted to try my own luck. The CSR fits my spending habits so I gave it a shot (long shot) late last month. I received an initial 30 day notice, then the robolady was giving me a 7-10 day notice a couple days later. I waited out the notification letter to find out my EQ was still frozen.
I waited for a while, wondering if this was a good sign that I may be able to get back in since there was no mention of previous bad accounts, just the frozen report. I just got around to unfreezing the EQ report this week and decided to call Chase up since I had 30 days to do so, according to the letter. I called the Lending department directly, the nice lady verified my information, put me on a 30 second hold to check the report. I was fully prepared to answer questions about my rebuild, the previous chase account, all of that. Well, when she came back, she simply said I was approved for $34K and asked if there was anything else she could assist with. I kinda choked a little, and said eh, no thanks I am good!
Thank you, Chase! This will be my new daily driver and very happy to be back in!! Now to work on AMEX, they haven't been as generous!
