Dell / WebBank Approval

CardHunter · ‎11-29-2021

I wasn't planning on applying for anymore credit until this first of the year to build my credit and take my chance on getting a Wal-Mart card through Cap One, but with today being cyber Monday and me in the market for a new laptop I started browsing around and found Dell and had a pretty good deal going with 12 months special financing. I have a account with WebBank through Fingerhut with a credit line of $800 so I tried the pre approval and it pre approved me for $2,000 which I was a little surprise considering my Fico Ex is 601 (per my Ollo card) but the pre approval was legit and was approved for $2,000 through WebBank. So I'm happy to report I guess my credit is improving and I'm getting a dell!

collics · ‎11-29-2021

Congratulations on your Dell account!!!

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:

FICO8s Dec 2019

FICO8s Oct 31 2023

Irv02 · ‎11-29-2021

Congrats on your approval!!

Ilinferno · ‎11-29-2021

That's great! Congrats on your improvement and approval!

Total80sKid · ‎11-29-2021

Congrats on your Dell approval 👍🏼

CreditAggie · ‎11-29-2021

Congratulations on your Dell approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Titans84 · ‎11-29-2021

Congrats on your Dell approval!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $26,000

Chase Freedom Unlimited | 09/2019 | $16,000

Elan Max Cash Preferred | 05/2021 | $25,000

FNBO Evergreen Rewards | 07/2021 | $25,000

Affinity FCU Cash Rewards | 04/2022 | $32,500

US Bank Altitude Reserve | 09/2023 | $15,000

TSlop · ‎11-30-2021

Congrats on your approval!

NRB525 · ‎11-30-2021

Congrats on your new Dell Financial account !
I've had mine for two years, and found a Cyber deal this weekend for a laptop for my sister.

Dude, you're getting a Dell !

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

calyx · ‎11-30-2021

Congrats on the approval (and the new laptop).

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO