lol like the Rock anyhow.
So i have been gardening for 6 months with my 2 secure Cap 1 cards with 250 Credit Limit. Today i drive up to my bank " Chase " taking out 1,000 dollars i owe my monthly rent. I was just minding my own business when the teller tells me if i wanted to step inside.... i had a Pre Approved C.C offer . I was a little busy so i said No Thank You " mean while inside me im dying to see if i can get approved " Well i have a cousin that works at Chase at one of my local banks. I instantly call him and ask him if this is true. He says yes..... so i ask whats the approve percentage in this " i had in mind that i did not want to ruin my building credit i have atm " So he tells me about 98%...... I am blushing like i lterally passed this approval already. I told him naw ill call you back in 20 minutes let me think it clearly " simply because again dont want to ruin my credit i have worked hard to rack up " Well i decide to go for it in less than 2 minutes Instant Approval..... WOW i screamed like a cheerleader " in my mind of course " I was red tho haha dont know why. I was approved for 1k C.C Limit. I could have been approved for 250 for all i care. Its my very first unsecure card that i will admire and take care of like my own child.
This was the card i was gardening for 
now its back to the garden. For those wondering what my current scores are... here goes
TU : 722
Exp : 691
Eq : 661
2 bad accounts that are currently being disputed.... Fully paid for since 2008 Tu and exp have removed both just EQ still has them on file. I hope that they will remove them soon.
Thanks guys. I read these forums daily and you all have helped me a great deal.
Congrats, that's awesome. I was pre approved today for my banks card but I said no thanks because I'm trying to up my score
@omgitsphilly wrote:lol like the Rock anyhow.
So i have been gardening for 6 months with my 2 secure Cap 1 cards with 250 Credit Limit. Today i drive up to my bank " Chase " taking out 1,000 dollars i owe my monthly rent. I was just minding my own business when the teller tells me if i wanted to step inside.... i had a Pre Approved C.C offer . I was a little busy so i said No Thank You " mean while inside me im dying to see if i can get approved " Well i have a cousin that works at Chase at one of my local banks. I instantly call him and ask him if this is true. He says yes..... so i ask whats the approve percentage in this " i had in mind that i did not want to ruin my building credit i have atm " So he tells me about 98%...... I am blushing like i lterally passed this approval already. I told him naw ill call you back in 20 minutes let me think it clearly " simply because again dont want to ruin my credit i have worked hard to rack up " Well i decide to go for it in less than 2 minutes Instant Approval..... WOW i screamed like a cheerleader " in my mind of course " I was red tho haha dont know why. I was approved for 1k C.C Limit. I could have been approved for 250 for all i care. Its my very first unsecure card that i will admire and take care of like my own child.
This was the card i was gardening for
TU : 722
Exp : 691
Eq : 661
2 bad accounts that are currently being disputed.... Fully paid for since 2008 Tu and exp have removed both just EQ still has them on file. I hope that they will remove them soon.
Thanks guys. I read these forums daily and you all have helped me a great deal.
CONGRATS!!!
Freedom was one of my big wish list cards too I finally got it July of last year.
That's great, Congrats!
Congrats! You should feel very proud. You didn't just get a unsecured card, you got a unsecured PRIME card. Way to go! Great story!
I just got my Chase Freedom a month ago and I have been charging away for those UR points. Don't forget, 5% cash back on drugstores, gas stations, and Starbucks this quarter. :-)
I just got my Chase Freedom a month ago and I have been charging away for those UR points. Don't forget, 5% cash back on drugstores, gas stations, and Starbucks this quarter. :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13!