Goodbye Secured BankAmericard Cash Rewards Platinum Plus Visa
Hello Unsecured BankAmericard Cash Rewards Platinum Plus Visa
Backdoor number that got it done: A 16 minute phone call to 800-824-5895.
1 Year, 5 Days, 7 Hours. That's how long it took to get to this point. I've never been late and have carried a balance one time. Made $144.55 in rewards from 3-2-1 program.
$300 was my collateral and never bothered to increase it. After graduating the card the analyst gave me a bump to $2500, although I didn't attempt to recon that after the he told me.
Anyways, BofA sucks as a bank but is great as a creditor.
Before:
After:
CONGRATS!
Nice one - Congrats
Congratulations!
Starting Score: 639 (Walmart TU)
Congratulations! Glad to see more forum members advancing through their credit goals.
I would just like to offer that differentiating a "bank" and a "creditor" as you did is contrary to the operations of a significant majority of banking institutions worldwide. Banks throughout time have gathered deposits and made loans - they are therefore almost always used both as secure investment houses, and as creditors.
You may be referring to a difference in service between BofA's retail deposit operations and their retail credit operations, but their operations as a "bank" have a heck of a lot to do with their presence as a "creditor".
I would just like to offer that differentiating a "bank" and a "creditor" as you did is contrary to the operations of a significant majority of banking institutions worldwide. Banks throughout time have gathered deposits and made loans - they are therefore almost always used both as secure investment houses, and as creditors.
You may be referring to a difference in service between BofA's retail deposit operations and their retail credit operations, but their operations as a "bank" have a heck of a lot to do with their presence as a "creditor".
WOW, so cool! congrats!
wow this is my goal i have one of these cards and i cant wait for the day it graduates. i like that you showed the photos thats some accomplishment.
Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Congrats!
~kn