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Lowes Approval - $500 SL, $7500 CLI

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RonM21
Valued Contributor

Re: Lowes Approval - $500 SL, $7500 CLI

Congrats on the approval and the good recon increase!! Nicely done.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 11 of 18
Anonymous
Not applicable

Re: Lowes Approval - $500 SL, $7500 CLI

Congrats on a great SL with Lowes!  Enjoy that new mower! Smiley Happy

Message 12 of 18
javonz3
Established Member

Re: Lowes Approval - $500 SL, $7500 CLI

How did you do it? Did you ask for an increase each time and did they hard pull you everytime? Im wondering because I didnt Recon my initial 500 dollar limit and now want to increase. Any info will be helpful.


Starting Score: EQ: 601 TU: 597 EX: 623
Current Score: EQ: 688 TU: 692 EX: 693
Goal Score: 720


Take the myFICO Fitness Challenge
Message 13 of 18
Anonymous
Not applicable

Re: Lowes Approval - $500 SL, $7500 CLI

Congrats on the CLI

Message 14 of 18
Anonymous
Not applicable

Re: Lowes Approval - $500 SL, $7500 CLI

#Congratulations!! So Proud of you. Enjoy your new $$$!
Message 15 of 18
Anonymous
Not applicable

Re: Lowes Approval - $500 SL, $7500 CLI


@javonz3 wrote:

How did you do it? Did you ask for an increase each time and did they hard pull you everytime? Im wondering because I didnt Recon my initial 500 dollar limit and now want to increase. Any info will be helpful.


You can Sync Credit Solutions and ask for a credit limit increase.  It should be a soft pull on TU.  

Message 16 of 18
Anonymous
Not applicable

Re: Lowes Approval - $500 SL, $7500 CLI


@Anonymous wrote:

@javonz3 wrote:

How did you do it? Did you ask for an increase each time and did they hard pull you everytime? Im wondering because I didnt Recon my initial 500 dollar limit and now want to increase. Any info will be helpful.


You can Sync Credit Solutions and ask for a credit limit increase.  It should be a soft pull on TU.  


You can do it over chat, too. I got approved, hit the "Request an Increase" button on the account page, got declined. Hopped on chat. First rep wasn't helpful. HUCA'd, second person asked how much I wanted, asked me to wait 2 minutes, then said "congrats, your new limit is available immediately."

 

SP, except for the inital app.

 

Sync. already reported the account as well. Makes my utilization look AWESOME. EX jumped 8 points. 

Message 17 of 18
surferchris
Valued Contributor

Re: Lowes Approval - $500 SL, $7500 CLI

Congrats

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 18 of 18
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