Mission Lane CLI $750 to $3350 in 9 months

[RealEstateGuy89]

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@843dk5u39mcf wrote:

hi team!

Sharing another data point -- thank you to all who comment and share experiences.   

Mission Lane SL $750 in 9/22 No AF

CH7 BK Discharged + card activated post-discharge 12/22

Auto increased to $1,350 at six months

Now $3,350 at nine months

Card PIF multiple times a month, with a small balance usually reporting (<10%)

EQ 713, TU 659, EX 683 (FICO '08) - TU/EX lots of inquiries, TU missing auto loan

Reporting, Limit, Balance

Venmo/SYNCB, $17000, $0

Mission Lane, $3350, $0

Capital One QS for Good Credit, $3000, ~$200

Ollo, $1600, $0

Auto Loan, x, $20210

Ava Finance, $2500, $0

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Congratulations on another nice CLI from Mission Lane!  You have set up a nice profile post BK. 

I'm just curious, did SYNC give you the Venmo $17k SL since you have been post BK?  That's a super nice SL and it should help you grow even further down the line.  I have not tried for a Venmo card yet but have thought about it.  Best of Luck! 

[843dk5u39mcf]

Thank you @RealEstateGuy89 !

Yes, I received the Venmo six months post BK. I made one earlier application that was denied but that was prior to the six month mark. I'm surprised by the SL myself. I would love to know their criteria for establishing the limit. I did qualify for the mid-tier interest rate of 25.99.

I did not IIB Synchrony. I had a CareCredit account that was paid on time and closed due to inactivity in the early 2010s.

[843dk5u39mcf]

@Zoostation1 Agree! Initially I was skeptical of the cards' promise for regular CLI reviews but they came through. 

Yep, it's TAB - Transportation Alliance Bank. 

[alextercero]

Congrats on the CLI