cancel
Showing results for 
Search instead for 
Did you mean: 

My BOA Card CLI Doubled With An Instant Approval

tag
triplej0718
New Contributor

My BOA Card CLI Doubled With An Instant Approval

Hey guys,

 

Its definitely true that BOA credit cards requires 91 days for CLI.  Back in September 14 I had a 3k limit, I asked for an increase and they gave me 9k. Now its December 14th which is exactly 91 days later and I asked for another increase and they instantly approved me for $18.8K. I always PIF by the statement closing date. And yes I had all 3 bureaus of my credit frozen today before I went online and hit the luv button which was highlighted in blue. I'm going to keep asking for CLI every 91 days until they decide to stop giving out the CLI approvals. Happy Holidays to all.

Message 1 of 7
6 REPLIES 6
M_Smart007
Legendary Contributor

Re: My BOA Card CLI Doubled With An Instant Approval

Congratulations on your CLI 🎉

Message 2 of 7
BigBS
Senior Contributor

Re: My BOA Card CLI Doubled With An Instant Approval

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 7
JoeRockhead
Senior Contributor

Re: My BOA Card CLI Doubled With An Instant Approval

Very nice, congratulations!

Message 4 of 7
coldfusion
Community Leader
Mega Contributor

Re: My BOA Card CLI Doubled With An Instant Approval

congrats!

 

Your approval hints at a possible policy change multiple reports over the last few years pointed to BoA denying CLI requests when reports were locked/frozen. 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 7
alextercero
Super Contributor

Re: My BOA Card CLI Doubled With An Instant Approval

Congrats on your CLI!

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 6 of 7
CreditAggie
Community Leader
Super Contributor

Re: My BOA Card CLI Doubled With An Instant Approval

Congratulations on your BofA CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.