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OMG! I-Love-NFCU! UPDATE!

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webhopper
Moderator Emeritus

Re: OMG! I-Love-NFCU!

That's an awesome starting limit!  congrats! 

 

The good news is that it will grow!

 

My husbands platinum limit started at 2500  back in June,  Now he's at 9k

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 11 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!

thanks everyone!!

 

I have a question:

 

What are the main differences in the cashRewards, Signature cashRewards, and Flagship Signature cashRewards?

 

Thanks

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 12 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!


@webhopper wrote:

That's an awesome starting limit!  congrats! 

 

The good news is that it will grow!

 

My husbands platinum limit started at 2500  back in June,  Now he's at 9k


thanks! and knowing that it will grow is even awesomer!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 13 of 28
jsickz32
Valued Contributor

Re: OMG! I-Love-NFCU!

The $50 AF. Lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 14 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!


@jsickz32 wrote:
The $50 AF. Lol

lol, yeah i seen that on their site but is that really the main diff?

 

cashRewards = less than $5k

Siggy cashRewards = $5k or more

Flagship Siggy cashRewards = $5k or more plus AF

 

is that basically it?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 15 of 28
jsickz32
Valued Contributor

Re: OMG! I-Love-NFCU!

You get other travel benefits aswell. To be honest with i just got it for the fun of it and just to calm my app itch...
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 16 of 28
jsickz32
Valued Contributor

Re: OMG! I-Love-NFCU!

Its my only travel reward card aswell
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 17 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!

Heard NFCU is pull happy...

 

TU- to join

TU & EQ - for the card

 

Just got the SW alert today showing the pull on EQ. CK shows the 2 pulls on TU.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 18 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!

UPDATE!

 

Wife just got her online access figured out. App'd for the cashRewards and BAM!!

 

Instant approval: NFCU Visa Signature cashRewards with $10k initial limit!!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 19 of 28
Goal850
Regular Contributor

Re: OMG! I-Love-NFCU!

Congrats! I did the same thing last week opened an account on Friday, same day applied for cashrewards and got approved for $7,000 which is by far my highest limit(next highest is WellsFargo at $1,500). 5 days with NFCU and I already love them! Hopefully what they say is true, the higher limits you have, the higher limits you'll get. Or something like that lol 

Message 20 of 28
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