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Yes! Capital One increased by credit limit

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college22c
Valued Member

Yes! Capital One increased by credit limit

I opened the account in Nov 2012, and just check today I went from a $300.00 limit to a $1300.00 limit. Cap1 increased $1,000 without me having to ask for an increase. 

Chase Freedom (5K) Discover It ( 5K) Discover it Miles ( 1,250K) Chase Sapphire (5K) Chase Amazon (2K) Quicksilver ( 3K) Quicksilver x2(4,300K) Venture Rewards (10k) Amex Green ( Charge) The home Depot (1K) Barclaycard Arrival (3,300K) BOA cash rewards (1,500K) US Bank Perks+ (1K) US Bank Cash ( 3K) Citi Bank Double Cash ( 1,200K)
Message 1 of 12
11 REPLIES 11
firesoul453
Contributor

Re: Yes! Capital One increased by credit limit

Thats awesome! 

 

Has cap 1 changed? Are they more willing to give CLIs?

 

they upped me from $500 to $750, but then I was stuck. Took tons of effort to get a decent limit beyond $750

My ultimate credit wish,
a JP Morgan Palladium card
Message 2 of 12
rtw
Established Contributor

Re: Yes! Capital One increased by credit limit

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 3 of 12
Express
Frequent Contributor

Re: Yes! Capital One increased by credit limit

Nice Increase! Smiley Surprised

CL $408,200
Message 4 of 12
prolificjinx23
Frequent Contributor

Re: Yes! Capital One increased by credit limit

Congrats!!!!!!!!!!!!!!!!!

 

I had to call Cap One EO to get $200...... Auto CLI from them are like winning the lotto

Starting Scores: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Scores: FICO 08's as of 12/12/2019: EQ 584, TU 702, EX 631
Goal Scores: ABOVE 800 ALL 3
Current Cards: CapOne QS1 $500, Walmart SC $500, Discover It $750, Amazon Prime SC $900, CareCredit $2,000, NFCU CashRewards $10,000 and NOT APPING until 04/2020....


Take the myFICO Fitness Challenge
Message 5 of 12
TimeToRecover
Established Contributor

Re: Yes! Capital One increased by credit limit

I also got an auto from them this month.  Went from 1,000 to 2,500  Needless to say I was quite pleased.


Starting Score: 570 ish
Current Score:EX (701) EQ (711) TU (705)
Goal Score: 750
In My Wallet: GE Care Credit (8K) BestBuy (6K) BofA Cash Rewards Signature Visa (7K) Cap One Quicksilver (10.5K) Chase Freedom (4K) Lowes (6K) VS Angel Card (2.4K), Macys (4K)
Message 6 of 12
myjourney
Super Contributor

Re: Yes! Capital One increased by credit limit


@college22c wrote:

I opened the account in Nov 2012, and just check today I went from a $300.00 limit to a $1300.00 limit. Cap1 increased $1,000 without me having to ask for an increase. 


Nice congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 12
Lambo23
Frequent Contributor

Re: Yes! Capital One increased by credit limit

Pretty sure you are on the credit steps. My card went from 300 to 1300 in 3-4 months as well.
Message 8 of 12
09Lexie
Moderator Emerita

Re: Yes! Capital One increased by credit limit

+1 except I thought the credit steps was after 5 mos
Message 9 of 12
myjourney
Super Contributor

Re: Yes! Capital One increased by credit limit

I think they have 2 different steps 

I got 2 cap1 in june of last year 

1 credit step was 3-4 the other was 5-6

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 12
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