I have a capital one secured card for 2 years and was wondering if I can add my husband as an authorized user? I ask because he had an unsecured card with them charged off and dola is just over 4 years, so he is past statue of limitations. Would it be ok or do we wait the 7 years? Thanks in advance.
I would add him, they most they can do is come back and say no.
I had 2 Charge off's that were Judgments and all unpaid and they gave me a chance again. So I dont see why they would say to adding him as AU. Do it on the website from your account.
Have you tried for a cap1 unsecured card? I would think your 2 yrs secured history with them would be a plus.
My husband had the issue with them too but i added my husband as an authorized user. They have no problem with that.