Amex HHonors Points Questions

SteveUrkel · ‎10-15-2016

So I stayed at the Embassy Suites by Hilton for 5 nights equaling to 6767 points for they stay. I paid with my Amex HHonors card which says itll be 7x points if I pay directly. Does this mean its 6767 times 7? Or how does it work.

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500

NRB525 · ‎10-15-2016

How much was the cost of the stay, in dollars, excluding things like taxes?

That number, x 7, should be your HHonors points earning by paying for the stay with the credit card.

If the 6,767 points are what Hilton tells you you got immediately for the stay as a member, then the AMEX points should be in addition to that.

To rephrase it, you get the points for the stay just by being an HHonors member.

You get the 7x for the spend portion that goes through the AMEX, which will be sent to your HHonors account when the next AMEX statement cuts.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

SteveUrkel · ‎10-15-2016

@NRB525 wrote:
How much was the cost of the stay, in dollars, excluding things like taxes?
That number, x 7, should be your HHonors points earning by paying for the stay with the credit card.

If the 6,767 points are what Hilton tells you you got immediately for the stay as a member, then the AMEX points should be in addition to that.

To rephrase it, you get the points for the stay just by being an HHonors member.
You get the 7x for the spend portion that goes through the AMEX, which will be sent to your HHonors account when the next AMEX statement cuts.

It was $611 total. About $550-580 without taxes/etc. 6767 was the number of points for that stay according to the receipt I got being a member.

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500

NRB525 · ‎10-15-2016

Probably ~4,200 additional points from using the AMEX card.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765