Amex zync?

[Anonymous]

Is anyone eles amex zync reporting as a credit card? Mine is reporting as a credit card on both EQ and TU.

[vish1]

I got my zync back in January and am still waiting for it to report. (I already got 1 statement and am less than 2 weeks from the second)

[Anonymous]

It took a while for mine to finally report. I had a problem with a large charge I made being factored into my utilization, and now I know why.

[Anonymous]

Mine reports every month to all three bureaus. It's been a while since I got the card, but I don't recall it taking an unusually long time to start showing up...

[Anonymous]

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@vish1 wrote:

I got my zync back in January and am still waiting for it to report. (I already got 1 statement and am less than 2 weeks from the second)

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Amex can take up to 2 billing cycles before they report the first time. It will be reported from the original open date in January.

[Anonymous]

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@Anonymous wrote:

Is anyone eles amex zync reporting as a credit card? Mine is reporting as a credit card on both EQ and TU.

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I am not 100% sure but I have read that the reason for this is because you have the option to pay over time even though it is a charge card. My AMEX gold also reports as a credit card on all 3 reports. I also have another AMEX credit card which at first I thought was the reason for error.

Hopefully some one will chime in with more knowledge as to why. I was curious myself.