App spree made me :(

[JaeJae12]

So I only had 1 CC( boa for 1.6yrs), recently I app and was approve for 3 new CC's( check my sig), now I realize that my aaoa will become 3moths if I calculated corrected. I guess I would be taking a CS lose of 100 points?(utilization is only 1-3%) Last I check my fico was 778 2 weeks ago from BOA letter... This makes me sad

[NJTurnpike]

You were going to need to get the new accounts sooner or later. There's only 2 new cards in your sig. What's the third one?

[myjourney]

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@JaeJae12 wrote:
So I only had 1 CC( boa for 1.6yrs), recently I app and was approve for 3 new CC's( check my sig), now I realize that my aaoa will become 3moths if I calculated corrected. I guess I would be taking a CS lose of 100 points?(utilization is only 1-3%) Last I check my fico was 778 2 weeks ago from BOA letter... This makes me sad

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No way to tell how many points it will go but the good news is the INQ'S and cards will age together.

All INQ's gone in 2 years

[09Lexie]

I doubt you lose that much. Don't be sad, think about the time in the garden and how fast your cs will increase once you get that 61day 3x CLI from Amex! 😉

[jsucool76]

With my math your aaoa would be almost 5 months.
And thats what gardening is for.

[LS2982]

You wont lose that many points, maybe 40 or so. But your stay in the garden will get those back over time!!

[JaeJae12]

Njturnpike-Card I gotten this month are BCE, Freedom, and CITI FORWARD

[JaeJae12]

I recently got 3 new cards so 4 total, prob 4 months then xD

[FinStar]

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@jsucool76 wrote:
With my math your aaoa would be almost 5 months.
And thats what gardening is for.

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+1

Exactly.  Unfortunately, with "sprees" comes the downside of the immediate AAoA impact.  However, this is temporary since over time and with a good credit strategy, it can only grow.

[mr_postman]

not 100 pts i opened 9 or 10 cards since JULY  2012 lost 26 point across now im back were i started just got approved for alliant cu visa rewards 15Kso back to the garden