So what are you looking for in your future cards? Buying a home? Lowes would be at the top of the list, if you have one in the area! Limits grow fast on soft pulls after the initial approval.
I've only walked through a Menards. Very nice store! I don't know anything about their cards or processes.
Out of Lowes and HD, I'll give the nod to Lowes. UW through Synchrony was cake IME. If you're app in store, there's a good chance they'll pull EX. If you app online, it's a 99% chance it will be TU. They'll SP TU for future CLIs.
HD is serviced by Citi bank. They are much more conservative. Limits grow slower and normally start relatively low.
Out of Lowes and HD, I'll give the nod to Lowes. UW through Synchrony was cake IME. If you're app in store, there's a good chance they'll pull EX. If you app online, it's a 99% chance it will be TU. They'll SP TU for future CLIs.
HD is serviced by Citi bank. They are much more conservative. Limits grow slower and normally start relatively low.
Lol, i kinda figured thats what instant UW meant but i think its best to say instant approval or went to review then approved. It can confuse our members. Lol, it cinfused me haha.
If you had to choose between Lowes and HD, id choose Lowes for their sp cli increases over the hp heavy HD. If i had a Lowes near me id dump HD like yesterdays Credit One
If you had to choose between Lowes and HD, id choose Lowes for their sp cli increases over the hp heavy HD. If i had a Lowes near me id dump HD like yesterdays Credit One
We need more information...
It looks like you've got a pretty good collection already. What's your motivation for getting more?
What do you want from your cards? What kind of rewards are you after? Do you want airline miles or points? cash back? balance transfers? Are you just chasing signup bonuses or are you wanting keeper cards? What is your spending like? Are there some merchants that get most of your spend? Do you travel a lot? Where do you want to go?
