Wanted to inform any one who is rebuilding or wants a positive installment on there report. I went to Ashley Furniture this past weekend because I was on a app spree and the wife wanted a new bedroom set. I had an account with RAC Acceptance now and had to make a payment. GE decline me two years ago. Acceptancenow put a positive installment on my EX showing that I pay ontime, and that let me tell you my score went up fast. For all wondering the truth about programs like this if they report well I am here to tell you that yes they do. Over paid for my couch yes, but it is now officially paid in full and its shows that I paid 3k for 2 years in positive installment and have never been late. Started another account with them this past weekend. Sign a new agreement saying that they now report to EX and TU as an installment loan. Also they now offer 90day same as cash and will still report the amount fiance to the credit bureau even if paid off in 90days. Wow can you say thats cool. So just wanted to inform the folks online that there are ways to rebuild or obtain a positive installment loan showing that you are responsible.
