My Boyfriend has a 800 credit score and a very clean and pristine credit report...about 70k in available credit with low utilization always making payments early.
I have NO credit history. Cleaned up my credit report and since I have not been using credit.
My Boyfriend has added me as an AU to his Amex on Monday (3/25) and his Citi but we do not live together...do I need to add his address to my credit report to have Amex and Citi start reporting AU TradeLInes on my report or just sit and wait. I've read some conflicting submissions on this forum and just wanted to check....
Should definitely report; I think the conflicting information is around whether creditors will discount them or not.
Once they report, I would strongly encourage you to go pickup a few cards of your own .