Bill Me Later Approvals lately?

[Blackbeauty212]

FYI - I have never been given an Auto CLI with BML, but in turn I have never been denied a CLI when making purchases over my Available Credit. That's how I got up to 4.1K Credit Limit.. I started with 700 limit 2 years ago. 

[takeshi74]

They gave me an auto CLI sometime this year but auto CLI's are unusual in my experience.

[studiogeek]

Thank you for this info!

I have one Paypal account already with BML and a debit card attached.

Can I create a second Paypal account and get a second debit card for the new account to add a Smart Connect account to?

The goal is to have the functionality you have even though I already have the debit card and BML on the same Paypal account.

Can you have more than debit card in your name with Paypal (separate accounts)?

Thanks!!

[shane82388]

Yep! I have both. I think they have to be "business" accounts to get the debit cards though...? Anyone confirm?

[DaveSignal]

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@Blackbeauty212 wrote:

FYI - I have never been given an Auto CLI with BML, but in turn I have never been denied a CLI when making purchases over my Available Credit. That's how I got up to 4.1K Credit Limit.. I started with 700 limit 2 years ago. 

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I can confirm this.  I have only wanted to purchase something more than my credit limit twice, but was instantly granted any additional credit that I needed.  I think they try to quickly approve anything you want to buy with BML.

[Blackbeauty212]

You can have a Debit card for each PP account....but to be approved for the debit card, each account must be Premier status...meaning everything is Verified and bank accounts are linked. I only have the one Debit Card on my SC account.

[shane82388]

Ah premier is what i meant...although business will work too...(which is what I have both my accounts as...)

[shane82388]

Also, im pretty sure you cant draw from your BML using your paypal accounts debit card...that only works with Smart Connect...i tried recently because i thought it would work but it didnt...unless im doing something wrong?

[Blackbeauty212]

No BML cannot be used as a "Back Up Funding" mechanism for the Debit Card only PPSC or PPEXMC. In order to take advantage of BMLs Cash Advance feature you need to have a 2nd PP acct. BMLs cash advance only allows you to "Send" funds to another PP account.

[cd2004]

Does anyone know the backdoor for BML...I have applied twice and my denial was because the information I provided does not match credit bureau but I have applied for all my other cards with the same information and never had a problem.