Reply
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

Bill Me Later - Remove Inquiry

So i got Bill Me Later to agree to remove a somewhat ridiculous inquiry, but the paper they sent me confirming this said it would be gone in 30 days....Its been about 40 and its still there in Equifax...should i be worried or banging down their door or just give it some more time?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Bill Me Later - Remove Inquiry

If you actually have something from BML in writing agreeing to remove the inquiry, you should be able to fax or mail it to EQ for removal. They won't remove on your say so, but if you have it in writing from the creditor, they should remove it. That's what TU told me they would do, so presumably, EQ would be the same. I'd call EQ backdoor sticky number and explain and ask them how you can forward the written request for removal from creditor.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Posts: 252
Registered: ‎11-13-2011
0

Re: Bill Me Later - Remove Inquiry

Same thing happened to me. Got a letter in the mail from BML saying it would be removed and after two months it was still there.  Disputed with EQ, sent copy of letter, and it came back verified and said only BML can ask that it be removed.  Called BML again, got a call back saying it would be removed...still waiting...that was last week.  They said to give it another 30 days. !

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Established Contributor
Posts: 921
Registered: ‎12-10-2011
0

Re: Bill Me Later - Remove Inquiry

Good luck with that:smileyhappy:


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Regular Contributor
Posts: 185
Registered: ‎12-02-2011
0

Re: Bill Me Later - Remove Inquiry

I faxed in my BML letters to Equifax with a letter explaining on how they were supposed to delete, when I pulled my EQ report 30 days later ALL of my BML inquiries were deleted, even the ones that were supposed to be there. :smileyhappy:


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Regular Contributor
Posts: 198
Registered: ‎05-31-2011
0

Re: Bill Me Later - Remove Inquiry


suebee123 wrote:

Same thing happened to me. Got a letter in the mail from BML saying it would be removed and after two months it was still there.  Disputed with EQ, sent copy of letter, and it came back verified and said only BML can ask that it be removed.  Called BML again, got a call back saying it would be removed...still waiting...that was last week.  They said to give it another 30 days. !


I had something similar as well. In November I had an inquiry on EQ from them. I never applied so I called and told them it was fraud. They told me that they would remove it. Get a letter in the mail 2 weeks ago saying they couldn't approve my recent request for credit since the report is frozen. I called them up again and it looks like another attempt was made. The original inquiry is still there. The rep noted that I did call back in November and that it should've been taken care of then. She put in another request.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.