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Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Blue Cash Everyday: Approved!

Hi all,

 

So on 9/5, I applied for Blue Cash Everyday.  Got the 7-14 day message.

 

Called in last night, the woman told me they are sending me a letter with the terms I have to accept, and then I will receive my card after I accept them.

 

She said the "recommended limit" in the computer was $2,000, not bad I guess...

Contributor
DVH1980
Posts: 255
Registered: ‎08-24-2011
0

Re: Blue Cash Everyday: Approved!

Nice! Dont have my credit reports where I want them to apply for one......yet!

*USAA WORLD MC 12k* *USAA VISA 12k* *AMEX BCE 6k* *DISCOVER IT 11.5k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Re: Blue Cash Everyday: Approved!

I honestly was surprised to get this card.  My reports are clean but thin, with many new accounts and a LOT of student loan debt.  I've only had the Zync since June, but my PIF payment always came the same day the statement cut.

 

Debating whether I want to convert (Again) my BofA back to the NEW cash rewards program, or pair this card with Chase Freedom.

Established Contributor
dharalex
Posts: 607
Registered: ‎09-08-2011
0

Re: Blue Cash Everyday: Approved!

Congrats on your card! That's the one I want but was too chicken to apply. I find that many creditors don't consider student loans when they are extending credit as long as it's in good standing. When I bought my cars and house, they always said don't worry about that...I had over $150,000 in student loans!



Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Goal Score: 850

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Frequent Contributor
CreditMuppet
Posts: 309
Registered: ‎08-05-2011
0

Re: Blue Cash Everyday: Approved!

Congrats.  Luckly I had existing cards with both Chase and BofA so simply was able to PC to both Freedom and BankAmericard Cash Rewards to avoid a hard inquiry for both.  I am using the Freedom for the rotating catagories but have moved my daily spend to AMEX PR Gold and Blue Cash Preferred, still need to work out where my BofA card will factor in my spend.  All are great cards though and worth the extra space in my wallet.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
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Frequent Contributor
GrowingCredit
Posts: 315
Registered: ‎05-28-2011
0

Re: Blue Cash Everyday: Approved!

My wife applied for this card on 9/12 and got the 14 day msg. immediately went online to check the approval status and it showed approved.

TU Auto enhanced FICO (9/2012): 744
EX FICO (8/2012): 748
EX FICO (6/2010): 739
Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011
0

Re: Blue Cash Everyday: Approved!

Congrats yo! BCE + Chase Freedom is a hard to beat no AF combo


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Established Contributor
UFGuy2006
Posts: 745
Registered: ‎08-02-2008
0

Re: Blue Cash Everyday: Approved!


silver0187 wrote:

Congrats yo! BCE + Chase Freedom is a hard to beat no AF combo


+1

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!
Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Blue Cash Everyday: Approved!

Congrats.  I think I'm going to app for the BCE next week after I pif my Clear and Chase Freedom.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Blue Cash Everyday: Approved!


smc733 wrote:

I honestly was surprised to get this card.  My reports are clean but thin, with many new accounts and a LOT of student loan debt.  I've only had the Zync since June, but my PIF payment always came the same day the statement cut.

 

Debating whether I want to convert (Again) my BofA back to the NEW cash rewards program, or pair this card with Chase Freedom.


 

BCE + Freedom is a great combo :smileyhappy:  BoA is good too, considering it's almost exactly the same as the BCE.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew

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