BofA cli's is it hard pull?

mokong · ‎03-18-2012

BoA Amex cli's is it soft or hard pull?

LS2982 · ‎03-18-2012

AFAIK they are HP's but YMMV. Some cardholders hopefully will chime in on this.

EQ FICO 548 3/3/16

Open123 · ‎03-18-2012

I've read from many that it's a hard pull, but never experienced it personally.

Anonymous · ‎03-18-2012

Most recent was. All before that were soft.

trumpet-205 · ‎03-18-2012

It is a hard pull. Went from $600 to $1000 (I requested $1000, so maybe I can go for more).

youngman1234 · ‎03-18-2012

How long after you had the card did you request the CLI ???... what kind of usuage did u have and do u PIF ??? i have had my card for 4 months now and thinking of asking for one

in0wh3r3ul1v3 · ‎03-18-2012

i called for a CLI in september and the CSR told me that all requests would be a HP.

i have the bankamericard cash rewards.

Macy's Red Star - $5100 (1/2010)
AMEX Everyday - $9000 (1/2011 Backdated)
AMEX Green Corporate - NPSL
Chase Amazon Prime - $8900 (11/2011)
Lowe's/SYNCB - $6500 (7/2014)
J. Crew/CB - $3500 (2/2015)
Target REDcard - $500 (11/2015)
Citi AAdvantage - $4000 (6/2016)
Chase United MileagePlus - $5000 (2/2017)

cutemarty1 · ‎03-18-2012

jumped from 1500 to 5000. yes HP.

My TL : Discover 45k / Venture 39k / BCE AMEX 33k / BoA123 Sig 24k / WF propel 17k/ Home Depot 16.5 K / Barclays Arrival WEMC 15k / Citi World WEMC 16.5k / CU Visa 11k/ Nordstrom Visa 20K / penfed rewards visa 20k / Citi AA 16.5k / spark business 15k/ Chase ink business 15k/ delta Amex platinum 14k/ boa rewards 7k /Macy Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / PNC 20k / AppleCard 40k/ citi premier 12.7k / chase Amazon 7k

trumpet-205 · ‎03-18-2012

@youngman1234 wrote:
How long after you had the card did you request the CLI ???... what kind of usuage did u have and do u PIF ??? i have had my card for 4 months now and thinking of asking for one

I requested CLI online, wasn't an instant decision. I use it for grocery spending (approx $100 per week), PIF every week. Have the card for 8 months since opening.

rootpooty · ‎03-18-2012

i have their secured card with a 300 limit and was told if i wanted to raise the secured limit it would be a hard pull