No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've tried doing some research on the boards but cant find anything.
I just paid a large sum of what i owe on my Bank of America card. The statement cuts the 20th of this month. Does anyone know when will it hit the credit reports and most specifically TU.
Thanks
Well, since the 20th is a Friday, I'd give it until the 25th or so...
@tcbofade wrote:Well, since the 20th is a Friday, I'd give it until the 25th or so...
thanks tcb, is that TU or all the CRAs?
Generally, IME, TU is the slowest...so all three should be updated by then...
I think you can still cheat the system and get them to update early. I might try this again soon, but you used to be able to (and might still can) pay your balance and make sure it posts in their system. Once it posts go in an edit your address. You don't need to change anything, but click submit. BofA will update your CR starting the next day with your new demographic info even if you didn't change anything and it'll update your balance as well. If your statement cuts in a couple of days, then you really aren't saving too much time (few days tops), but something to consider going forward.
@llecs wrote:I think you can still cheat the system and get them to update early. I might try this again soon, but you used to be able to (and might still can) pay your balance and make sure it posts in their system. Once it posts go in an edit your address. You don't need to change anything, but click submit. BofA will update your CR starting the next day with your new demographic info even if you didn't change anything and it'll update your balance as well. If your statement cuts in a couple of days, then you really aren't saving too much time (few days tops), but something to consider going forward.
oh wow thanks llecs, never knew that. I love MYfico, you learn so much lol
Is this with every company or just bofa?
AFAIK, just BofA. I tried it with Barclays, DSNB TLs, HSBC, Wachovia (then), PNC, Target, Discover, and a couple of others with no success.
@llecs wrote:AFAIK, just BofA. I tried it with Barclays, DSNB TLs, HSBC, Wachovia (then), PNC, Target, Discover, and a couple of others with no success.
Thanks so much llecs, hopefully it will post by tomorrow and i will do the address edit.