Reply
Valued Member
Binks
Posts: 40
Registered: ‎05-28-2008

CCCU - Applied and approved

[ Edited ]
In reading some of the threads on here about CCCU, I decided to apply for membership and a Visa. After applying on-line, I waited about a week and was sent an email saying they approved me for the $2,500CL I asked for. Nice! Thanks to all of you who talked about it on here in the first place -- without you I wouldn't have known CCCU even existed! I must say, though, that I wasn't overly impressed with the process itself. It took several days after pulling my EX credit report before they even assigned it to a loan officer (I only know that because I called after the 4th day), then it took an additional 3 or 4 days before I had a response. The good side was, once I got approved, the loan officer herself emailed me an offered a very cordial welcome aboard. Nice touch! My question is, what is everyone's experience with CCCU regarding CLI's?? Are they automatic, or do they have to be asked for? Thanks! FYI... they pulled Experian, and my score was 685 at the time.

Message Edited by Binks on 05-29-2008 05:26 AM
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: CCCU - Applied and approved

Congrats on the nice CL!
Here we go again...
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007

Re: CCCU - Applied and approved

yes they are slow but worth the wait.  They are very personal which i like. i don't know about clis but i'm sure someone will answer.  Glad you got this great card.
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007

Re: CCCU - Applied and approved

Congrats!
Established Contributor
mymy
Posts: 510
Registered: ‎04-20-2007

Re: CCCU - Applied and approved

does anyone know who CCCU pulls in Texas?
 
what kind of CL can I get with them with these scores?
 
EX632 TU 711 EQ 685
Valued Member
Binks
Posts: 40
Registered: ‎05-28-2008

Re: CCCU - Applied and approved

I asked for 2,500 and they didn't counter with more or less. I have low utilization (15%), but do have a few baddies that are a few years old. I also had several inquiries (8 I think) on Experian at the time they pulled the app. My annual salary is around 40K, and I have total available credit of $30K. Hope that helps!
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007

Re: CCCU - Applied and approved

I have CCCU, they were a little slow but as the other member said well worth the wait. They pulled EX on me in CA. I have not received or asked for a CLI yet, have had their card since 07/07
9/18/08 TU=707 EQ=706 EX=702
Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007

Re: CCCU - Applied and approved

Congrats on the approval!!
 
From what I have read from other member's, they received a CLI automatically at the 1 year mark.
New Contributor
ccats704
Posts: 105
Registered: ‎05-15-2008

Re: CCCU - Applied and approved

congrats on the cl! Who is CCCU?
I'm better than blessed!
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007

Re: CCCU - Applied and approved

CCCU=Christian Community Credit Union
9/18/08 TU=707 EQ=706 EX=702

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+