CHASE CLOSED ALL MY CC ACCOUNTS?!?!!?!

[Anonymous]

AAA IS 2.4 years. I've considered paying them off and never looking back but Hyatt and Southwest through the CSP are what I use the most. Does anyone think that after 6 months they'll reopen the accounts? That's what I'm hoping for. I'd probably even close them after the reopening at least I'd be closing them on my own terms

[dragontears]

I doubt that they will reopen accounts after closing them, especially closed for months but stranger things have happened

[kdm31091]

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@Anonymous wrote:
AAA IS 2.4 years. I've considered paying them off and never looking back but Hyatt and Southwest through the CSP are what I use the most. Does anyone think that after 6 months they'll reopen the accounts? That's what I'm hoping for. I'd probably even close them after the reopening at least I'd be closing them on my own terms

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I think unfortunately 6 months will probably be too late. I've heard of very few creditors reopening accounts at all but when they do it's usually after a very short amount of time. 6 months is probably past the threshold.

[Creditaddict]

Do you have balances on your other accounts too... I think the revolving balances on so many new accounts is what through the flag.

I PIF all my chase cards to try to stay under the radar since I did open so many and I have SO many INQ and new accounts.

[Anonymous]

Small limits on a few other cards. By small o mean less than $400. The ccr was the person who told me 6 months call back. If they're permanently closed will that blacklist me from Chase? The main card I'd even want back is the CSP I don't think there's another card like it

[dragontears]

As long as you pay what you owe them I don't think you will be blacklisted, you didn't burn them just have a profile that appears risky to them right now. Profiles are dynamic so when yours looks less risky you should be able to get a card with them again

[ezdoesit]

Sorry to hear about your closures.  I don't know if you said but what is your util?  Also I think for the future you need to get cards that work for you better.  You have 3 Amex cards I personally think the three dont work together well to maximize your points.  The EDP and PRG would of been a better combo and keep the SPG.  

Just hope other CCC don't follow suit.  LIke someone said I definitely would not close cards just to appease them if that even will.  Good luck.

[Anonymous]

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@Anonymous wrote:
Dang.. that would totally bum me out. Sorry OP. I know you're mad.

But.. c'mon.. 12 new accounts in 12 months?..

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I have 16.   

[Anonymous]

I have an SPG AMEX but it's not in my sig for some reason I just can't seem to get that one to post. I'm really hoping AMEX doesn't follow  suit if that happens I think I'm done with credit cards in general. Just got home and guess what's sitting on my front porch....another Ritz Carlton welcome box with the credit card!!! To bad I can't be excited about that it only pisses me off and makes me mad all over again. If i were to close a card it would be the AMEX Delta cause I've leanred it's pretty much worthless. But then again after they closed my CSP the UR points I was going to transfer to southwest aren't gonna do me any good. I'm just hope and pray they reopen my accounts.  I just paid those Chase cards down to $500 on both. The ritz has no balance on it.

[Anonymous]

BTW has anyone else ever heard of chase closing cards for this reason and then getting them reopen again??