Chase Freedom Help

[colindidit]

You get them on here or with a Walmart credit card but they are different one is tu 98 and one is tu 08

[creditnocash]

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@kyjd-2015 wrote:

Hello, 

I finally decided to post on here after reading hundreds of these forums.  Here is my question: I am currently in law school and I am trying to build my credit.  In Novemebr I was approved for a Citi Diamond Prefferred with a $1K limit and I have a Cap One Plat. with $750.  I recently learned about util% and started paying my credit cards off, which I do every month, before the cycle ends so that my balances will report low.  I would like to apply for a Chase Freedom card and I was curious about my approval odds.  My CK score is 624, which still reports 81% util.  I'm waiting for my correct balances to post before I apply.  Once that happens my credit score should jump up.  Also, I only have 4 Inq. on all of my credit reports over the last 2 years, inluding one this month from when I leased my car.  Any advice you have would be appreciated.  Thank you so much! Oh, and my averge account history is 1yr 4months.  

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you got a lease with one inq? congrats.  the dealer pulled all three for me, and then the finance company pulled all three as well(still got the best rate though) 

[kyjd-2015]

I have 4 inq. on each credit report.  The leasr finance company pulled one from each.  Before that I only had 3.  

And I checked my FICO score on EQ and it says 652.  I already pay for EQ and the FICO score had the trademanrk sign next to it, so I am assuming it is legitimate.  Again, my balances have not updated to show less the 10% util.  Hopefully that will happen in the next week when my cycle ends.