Citi Prestige APR OFFER for 6 months.

[Saleen099]

  Also I was informed by the customer service representative that all new cards will be shipped  starting August 10. 

  

[K-in-Boston]

DW gets 5.99% offers on her Double Cash all the time, but that's the first time I recall seeing a targeted promo APR on a high-end Citi.  Have you had it sock drawered, or using it less than before?

[pip3man]

I currently have this 9.99% promo on my Prestige as well. They offered it to me about 3 months ago when I had threatened to cancel the card. It's a retention offer - at least in my case... can't wait to get hold of the new card!

[Anonymous]

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@pip3man wrote:

I currently have this 9.99% promo on my Prestige as well. They offered it to me about 3 months ago when I had threatened to cancel the card. It's a retention offer - at least in my case... can't wait to get hold of the new card!

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How is 10 percent interest on new purchases for 6 months a promotion when there are a million cards that will give you 0 percent for a year or longer?

[wasCB14]

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@Anonymous wrote:

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@pip3man wrote:

I currently have this 9.99% promo on my Prestige as well. They offered it to me about 3 months ago when I had threatened to cancel the card. It's a retention offer - at least in my case... can't wait to get hold of the new card!

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How is 10 percent interest on new purchases for 6 months a promotion when there are a million cards that will give you 0 percent for a year or longer?

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It is one of those head-scratchers as far as who would actually use it...how many people have a $450 card, carry balances, and yet can't get a better APR than 9.99%?

I got 10k TYs/6 mos/$3k spend retention last time. 9.99% for me would be a retention non-offer.

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@K-in-Boston wrote:

DW gets 5.99% offers on her Double Cash all the time, but that's the first time I recall seeing a targeted promo APR on a high-end Citi.  Have you had it sock drawered, or using it less than before?

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I got 1.99% on Prestige from 9/2016 to 6/2017.

[DaJagman]

I still have some time left......

[Saleen099]

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@K-in-Boston wrote:

DW gets 5.99% offers on her Double Cash all the time, but that's the first time I recall seeing a targeted promo APR on a high-end Citi.  Have you had it sock drawered, or using it less than before?  

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      Neither actually I just got through using for some American Airlines tickets.   

[Saleen099]

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@DaJagman wrote:

I still have some time left......

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     Citibank offered me this promotion last year.   I never took advantage of it because I always paid my bill in full.  

[Saleen099]

 I just received this email from Citibank.  

   
This tracking update has been requested by:
Company Name: CITI Bankcard
Name: Shipping Manager
E-mail: 'not provided by requestor'
________________________________________________________________________________

Shipping Manager of CITI Bankcard sent Saleen099 of
Saleen099 1 FedEx Priority Overnight package(s).
This shipment is scheduled to be sent on 07/21/2017.
Reference information includes:
Purchase order number: 7430671-8
Ship date: Jul 21, 2017
Scheduled delivery: Sat, 7/22/2017 by 1:30 pm
Service type: FedEx Priority Overnight
Packaging type: FedEx Envelope
Number of pieces: 1
Weight: 0.50 lb.
Special handling/Services For Saturday Delivery
Status: Shipment information sent to FedEx
Tracking number: XXXXXXXX 

[pip3man]

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@Anonymous wrote:

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@pip3man wrote:

I currently have this 9.99% promo on my Prestige as well. They offered it to me about 3 months ago when I had threatened to cancel the card. It's a retention offer - at least in my case... can't wait to get hold of the new card!

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How is 10 percent interest on new purchases for 6 months a promotion when there are a million cards that will give you 0 percent for a year or longer?

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Regardless of how u look at it, YES it's still a promo. The APR is lower than the minimum advertised rate and it's a limited time offer not available to everyone. Keep in mind this is not a new account and it's a high end travel card that don't normally get low interest rates.