Comenity PC from store card to Mastercard/Visa?

[kberly69]

I apologize if this has been addressed on another thread, but I couldn't find anything. Does Comenity ever upgrade their store cards? More specifically, I'm interested in the Ulta and Meijer card Mastercard versions. I have a feeling it's a big fat no since CLIs are hard enough to come by, but I'd sure like to hear if anyone out there has been able to do it and what the cirumstances were. Thanks!

[TiggerDat]

I have heard that Comenity does do upgrades, but I think it depends on the merchant.  I am sure someone will chime in about one of these two.  I hope you get the upgrade on the Meijer card, but even if you don't just remember that Meijers has almost everything.  I heard that at their pharmacy you can even now preorder organ transplants and in states with a medical card you will soon be able to buy special plants from their garden dept.  just joking, but that Meijer card goes a long way if you use and pay it off or pay larger than the minimum.

[Anonymous]

Any data points as to whether the Overstock store card PC's to the Overstock MasterCard?

[fltireguy]

No, it can't. 2 different issuers, FNBO issues the MC version

[kberly69]

So, I decided to call both Ulta and Meijer and see what they told me. Ulta will "transition"  (CSRs word) the store card to a MC with a hard pull on EQ, rolling/adding the old limit into the new MC limit and keeping that account open date the same.

Meijer makes you close out your store card, wait 30 days, then apply for the MC. The Meijer card is truly only good for a few tanks of gas at 10 cents off a gallon between the low limit, lack of any significant CLIs and inability to upgrade. Irritating!!!

[Anonymous]

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@fltireguy wrote:
No, it can't. 2 different issuers, FNBO issues the MC version

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Oh right, I'd forgotten that.

[TiggerDat]

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@kberly69 wrote:

So, I decided to call both Ulta and Meijer and see what they told me. Ulta will "transition"  (CSRs word) the store card to a MC with a hard pull on EQ, rolling/adding the old limit into the new MC limit and keeping that account open date the same.

Meijer makes you close out your store card, wait 30 days, then apply for the MC. The Meijer card is truly only good for a few tanks of gas at 10 cents off a gallon between the low limit, lack of any significant CLIs and inability to upgrade. Irritating!!!

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Well that bites.  You never know what the future will hold though.  I never thought I would get a Target MC upgrade and yet low and behold there it was.

I thought the Meijer card would grow, but the only person I know with one is my sister and I hate talking credit with her.  (3 times bankrupt....)

[kberly69]

A little update on the Ulta card. I called to clarify that the open date would be the one for the store card if I were to get the MC version. The answer was no- within a month or so of opening a MC, they will consolidate the cards and close the store card. The open date would be the date of the MC, so bummer. And they do not take apps over the phone, it has to be on the website or in the store. 

I do wonder if I called again and spoke with a different rep, would I get another answer? ...

[TiggerDat]

You might get a different answer, but it might not be the right one....

[kberly69]

Funny you should say that..... I decided to send them a message to see what would be put in writing. They of course have no chat button so they promise they'll email back within 48 hours. After passing the 3 day mark, I sent another message requesting the same info.
I got a response from the first one telling me I needed to call in. My message back had a tone of irritation. I waited 3 days for a non response? Is this secret information?
3 days after message #2 I got a response saying I'd have to close the ulta store card then app for the MC. No "transitioning" or blending credit limits.
I then get a response to my response to message #1. They're so sorry to have caused confusion. I can get this answered by sending my question VIA MAIL and gave me the address. How helpful.
I am keeping the store card.