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Credit Pulls!!!

Established Contributor

Credit Pulls!!!

Just wanted to share credit lender pulls ... in CA

 

TRANSUNION

-- capital one (pulls all 3)

-- walmart (gecrb)

-- chevron (gecrb)

-- chase (pulls TU and EX)

-- barclay apple

-- daniel's jewelers

 

EQUIFAX

-- discover

-- nordstrom visa

-- kay jewelers

-- best buy

-- capital one

-- att wireless

 

EXPERIAN

-- amex

-- chase

-- citi

-- capital one

-- credit one

 

hope this will be helpful to anyone who's planning to apply!!!

 

 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 1 of 43
42 REPLIES
Valued Contributor

Re: Credit Pulls!!!

I like this thread!

 

EQ:

USAA

NFCU

PenFed

Household Bank

Target

Webbbank (bill me later)

Digital Federal CU

BB&T

Comcast

 

EX:

Bank of America

Citibank

AAFES

Saferent (some landlords use this)

 

TU:

Barclays

Bank of America

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 43
Frequent Contributor

Re: Credit Pulls!!!

State of TX:

 

EX

Chase CC

Cap1 CC

Cap1 Auto

BofA CC

Amex CC

 

EQ

Sprint

Cap1 CC

Cap1 Auto

 

TU

Cap1 CC

Cap1 Auto

NMAC (Nissan Financing)

 

I suppose the lesson here is Cap1 always pulls all three? Kinda poopey if you ask me.

 

"Credit is purely a cash flow tool. Thinking of credit as extra money you didn't have before makes it an EXPENSIVE cash flow tool."
Message 3 of 43
Established Contributor

Re: Credit Pulls!!!

NICE!!! hopes the list keeps going........


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 4 of 43
Frequent Contributor

Re: Credit Pulls!!!

Cap 1 is crap thats my 2cents. Keep up the great thread.

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 5 of 43
Contributor

Re: Credit Pulls!!!

Good info. +1 on the Cap 1 comment.

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
Message 6 of 43
Senior Contributor

Re: Credit Pulls!!!

All info current in 2012, (please don't ask...)

 

We live in Kansas.

 

Experian:

 

American Express

Credit One

Wfnnb-lane bryant

Wells Fargo

Bank of America

 

Equifax:

 

Wffnb-Fashion Bug

GE Care credit

Discover

Chase

 

Trans Union:

 

GE Walmart

CFNA (Firestone)

State Farm

Barclay

Nationwide

GE JCPenney

Citi

GE TJX

 

 

...and of course, Cap One pulls all three.

 

Good luck!


Gardening since 10 Jan 2018. Gardening until I hit 700 or 15 April. Whichever comes first. Smiley Tongue
Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
Message 7 of 43
Established Contributor

Re: Credit Pulls!!!

In Socal:

 

AMEX: TU EX EQ

 

BOFA: EX

 

CITIBANK: EX

 

USAA: EQ

 

CAP1 : TU EX EQ (when credit was still poor in april)

Message 8 of 43
Regular Contributor

Re: Credit Pulls!!!

Florida:

 

Cap one- Pulled EQ and EX

USAA- EQ

Best Buy-EQ

Kay Jewelers-EQ

Duval federal credit union-EQ

 



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


Take the FICO Fitness Challenge

Message 9 of 43
Valued Contributor

Re: Credit Pulls!!!

I am noticing some people reporting GE doing hard pulls for some of their cards, and my usaa credit check monitoring says GE did a hard pull on TU recently. I was under the impression that GE did soft pulls only. Has something changed, or are the soft pulls only for CLI?

 

BTW:

 

EXP

 

Cash central, springleaf financial, drive financial (all on the same day for a personal loan that I did not end up accepting), USAA, First Progress.

 

EQ:

 

USAA, First premiere, USAA again.

 

TU:

 

Sallie Mae, GECRB, BofA.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 10 of 43