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Credit Pulls!!!

Established Contributor

Credit Pulls!!!

Just wanted to share credit lender pulls ... in CA

 

TRANSUNION

-- capital one (pulls all 3)

-- walmart (gecrb)

-- chevron (gecrb)

-- chase (pulls TU and EX)

-- barclay apple

-- daniel's jewelers

 

EQUIFAX

-- discover

-- nordstrom visa

-- kay jewelers

-- best buy

-- capital one

-- att wireless

 

EXPERIAN

-- amex

-- chase

-- citi

-- capital one

-- credit one

 

hope this will be helpful to anyone who's planning to apply!!!

 

 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
42 REPLIES
Valued Contributor

Re: Credit Pulls!!!

I like this thread!

 

EQ:

USAA

NFCU

PenFed

Household Bank

Target

Webbbank (bill me later)

Digital Federal CU

BB&T

Comcast

 

EX:

Bank of America

Citibank

AAFES

Saferent (some landlords use this)

 

TU:

Barclays

Bank of America

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Frequent Contributor

Re: Credit Pulls!!!

State of TX:

 

EX

Chase CC

Cap1 CC

Cap1 Auto

BofA CC

Amex CC

 

EQ

Sprint

Cap1 CC

Cap1 Auto

 

TU

Cap1 CC

Cap1 Auto

NMAC (Nissan Financing)

 

I suppose the lesson here is Cap1 always pulls all three? Kinda poopey if you ask me.

 

"Credit is purely a cash flow tool. Thinking of credit as extra money you didn't have before makes it an EXPENSIVE cash flow tool."
Established Contributor

Re: Credit Pulls!!!

NICE!!! hopes the list keeps going........


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Frequent Contributor

Re: Credit Pulls!!!

Cap 1 is crap thats my 2cents. Keep up the great thread.

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Contributor

Re: Credit Pulls!!!

Good info. +1 on the Cap 1 comment.

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
Senior Contributor

Re: Credit Pulls!!!

All info current in 2012, (please don't ask...)

 

We live in Kansas.

 

Experian:

 

American Express

Credit One

Wfnnb-lane bryant

Wells Fargo

Bank of America

 

Equifax:

 

Wffnb-Fashion Bug

GE Care credit

Discover

Chase

 

Trans Union:

 

GE Walmart

CFNA (Firestone)

State Farm

Barclay

Nationwide

GE JCPenney

Citi

GE TJX

 

 

...and of course, Cap One pulls all three.

 

Good luck!

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Established Contributor

Re: Credit Pulls!!!

In Socal:

 

AMEX: TU EX EQ

 

BOFA: EX

 

CITIBANK: EX

 

USAA: EQ

 

CAP1 : TU EX EQ (when credit was still poor in april)

Regular Contributor

Re: Credit Pulls!!!

Florida:

 

Cap one- Pulled EQ and EX

USAA- EQ

Best Buy-EQ

Kay Jewelers-EQ

Duval federal credit union-EQ

 



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Valued Contributor

Re: Credit Pulls!!!

I am noticing some people reporting GE doing hard pulls for some of their cards, and my usaa credit check monitoring says GE did a hard pull on TU recently. I was under the impression that GE did soft pulls only. Has something changed, or are the soft pulls only for CLI?

 

BTW:

 

EXP

 

Cash central, springleaf financial, drive financial (all on the same day for a personal loan that I did not end up accepting), USAA, First Progress.

 

EQ:

 

USAA, First premiere, USAA again.

 

TU:

 

Sallie Mae, GECRB, BofA.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie