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Established Contributor
Posts: 818
Registered: ‎03-16-2012
0

Credit Pulls!!!

Just wanted to share credit lender pulls ... in CA

 

TRANSUNION

-- capital one (pulls all 3)

-- walmart (gecrb)

-- chevron (gecrb)

-- chase (pulls TU and EX)

-- barclay apple

-- daniel's jewelers

 

EQUIFAX

-- discover

-- nordstrom visa

-- kay jewelers

-- best buy

-- capital one

-- att wireless

 

EXPERIAN

-- amex

-- chase

-- citi

-- capital one

-- credit one

 

hope this will be helpful to anyone who's planning to apply!!!

 

 


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 08/21/2016 TU:595 EQ: 623 EX: 610
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 PaypalCredit:$1050
Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: Credit Pulls!!!

I like this thread!

 

EQ:

USAA

NFCU

PenFed

Household Bank

Target

Webbbank (bill me later)

Digital Federal CU

BB&T

Comcast

 

EX:

Bank of America

Citibank

AAFES

Saferent (some landlords use this)

 

TU:

Barclays

Bank of America

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Frequent Contributor
Posts: 470
Registered: ‎02-07-2011
0

Re: Credit Pulls!!!

State of TX:

 

EX

Chase CC

Cap1 CC

Cap1 Auto

BofA CC

Amex CC

 

EQ

Sprint

Cap1 CC

Cap1 Auto

 

TU

Cap1 CC

Cap1 Auto

NMAC (Nissan Financing)

 

I suppose the lesson here is Cap1 always pulls all three? Kinda poopey if you ask me.

 

"Credit is purely a cash flow tool. Thinking of credit as extra money you didn't have before makes it an EXPENSIVE cash flow tool."
Established Contributor
Posts: 818
Registered: ‎03-16-2012
0

Re: Credit Pulls!!!

NICE!!! hopes the list keeps going........


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 08/21/2016 TU:595 EQ: 623 EX: 610
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 PaypalCredit:$1050
Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
0

Re: Credit Pulls!!!

Cap 1 is crap thats my 2cents. Keep up the great thread.

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Contributor
Posts: 96
Registered: ‎06-18-2012
0

Re: Credit Pulls!!!

Good info. +1 on the Cap 1 comment.

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
Senior Contributor
Posts: 3,460
Registered: ‎09-26-2011
0

Re: Credit Pulls!!!

All info current in 2012, (please don't ask...)

 

We live in Kansas.

 

Experian:

 

American Express

Credit One

Wfnnb-lane bryant

Wells Fargo

Bank of America

 

Equifax:

 

Wffnb-Fashion Bug

GE Care credit

Discover

Chase

 

Trans Union:

 

GE Walmart

CFNA (Firestone)

State Farm

Barclay

Nationwide

GE JCPenney

Citi

GE TJX

 

 

...and of course, Cap One pulls all three.

 

Good luck!



Current Scores: EX08: 626, TU08: 632, EQ08: Something similar. 07/30/16. Last App: 05/07/16.

Zero percent financing is where the devil lives...

Established Contributor
Posts: 539
Registered: ‎05-16-2012
0

Re: Credit Pulls!!!

[ Edited ]

In Socal:

 

AMEX: TU EX EQ

 

BOFA: EX

 

CITIBANK: EX

 

USAA: EQ

 

CAP1 : TU EX EQ (when credit was still poor in april)

Regular Contributor
Posts: 150
Registered: ‎05-04-2012
0

Re: Credit Pulls!!!

Florida:

 

Cap one- Pulled EQ and EX

USAA- EQ

Best Buy-EQ

Kay Jewelers-EQ

Duval federal credit union-EQ

 



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0

Re: Credit Pulls!!!

I am noticing some people reporting GE doing hard pulls for some of their cards, and my usaa credit check monitoring says GE did a hard pull on TU recently. I was under the impression that GE did soft pulls only. Has something changed, or are the soft pulls only for CLI?

 

BTW:

 

EXP

 

Cash central, springleaf financial, drive financial (all on the same day for a personal loan that I did not end up accepting), USAA, First Progress.

 

EQ:

 

USAA, First premiere, USAA again.

 

TU:

 

Sallie Mae, GECRB, BofA.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie

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