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DISCOVER CLI!!!!!

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Kris1228
Regular Contributor

DISCOVER CLI!!!!!

Was looking on my Discover Mobile App today and my available credit looked a little off from what it was the day before. so i get  home and decided to sign in on my computer.. Well my orginal approval for 6/1/2010 (with a 9 yr old chapter 7 BK), starting limit of 1000.00, I got a 350.00 auto CLI..

 

yippee!!!! Im paying down some cards in next 30days so hoping by 6months to get another increase..

 

 

 

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: DISCOVER CLI!!!!!

Congrats!!

Message 2 of 9
Kris1228
Regular Contributor

Re: DISCOVER CLI!!!!!

thanks!!!!

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Message 3 of 9
Anonymous
Not applicable

Re: DISCOVER CLI!!!!!

Congrats!

Gives me hope for an auto CLI in another 2 months when I hit 90 days.

Do you mind sharing some usage details? Have you beein PIF or carrying a balance? How much have you been using it?

Thanks!

Message 4 of 9
score_building
Senior Contributor

Re: DISCOVER CLI!!!!!

Discover has been pulling routinely for customer initiated CLI, so super congrats on the auto CLI!!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 5 of 9
Kris1228
Regular Contributor

Re: DISCOVER CLI!!!!!

i was surprised!!!! I have been using the card for small purchases like 100-150 each and making  at least 100.00 payments.. First month i didnt carry a balance but these last 2 statements 100.00 reported and then 200.00.. so seems carrying a balance isnt scaring them. lol, currently i owe about 250.00 and paying it off completely next week..  So we will see what happens in another 3 months.

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Message 6 of 9
Anonymous
Not applicable

Re: DISCOVER CLI!!!!!

 


@Kris1228 wrote:

Was looking on my Discover Mobile App today and my available credit looked a little off from what it was the day before. so i get  home and decided to sign in on my computer.. Well my orginal approval for 6/1/2010 (with a 9 yr old chapter 7 BK), starting limit of 1000.00, I got a 350.00 auto CLI..

 

yippee!!!! Im paying down some cards in next 30days so hoping by 6months to get another increase..

 

 

 


Congrats Kris! ...I also have the discover more card that I got in may with a  $1000 CL and it had a 350 CLI a few weeks ago! From what I understand you get one every 3 months for the first year, so we should have 3 more coming!  ..Also just to share my usage: I have only used it for gas and a couple of odd purchases never more then 50-60 dollars a month and I PIF before the statement hits.

 

Message 7 of 9
Anonymous
Not applicable

Re: DISCOVER CLI!!!!!

 


@Kris1228 wrote:

Was looking on my Discover Mobile App today and my available credit looked a little off from what it was the day before. so i get  home and decided to sign in on my computer.. Well my orginal approval for 6/1/2010 (with a 9 yr old chapter 7 BK), starting limit of 1000.00, I got a 350.00 auto CLI..

 

yippee!!!! Im paying down some cards in next 30days so hoping by 6months to get another increase..

 

 

 


Congrats. I dont know what I am doing wrong but its been a year since I have had the Discover More and always charge 10-20% and PIF every month but no auto CLI. I dont know what I have to do to get them  to give me an auto CLI.

 

Message 8 of 9
Anonymous
Not applicable

Re: DISCOVER CLI!!!!!


@Anonymous wrote:

 

Congrats. I dont know what I am doing wrong but its been a year since I have had the Discover More and always charge 10-20% and PIF every month but no auto CLI. I dont know what I have to do to get them  to give me an auto CLI.

 


Congratulations OP!

Well, I got mine in March 09' with 2k.  One day, I got $500 auto CLI.  But since then, I never had any other auto CLI ... I would love to have another auto CLI.  So, I am stuck with 2.5k now.

 

Message 9 of 9
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